600 E Grover St, Shelby, NC 28150 Property Records

Cleveland County property record for 600 E Grover St, Shelby, NC 28150

Property Summary

Property Type	Commercial
Details	4,042 sqft · built 2015
Lot Size	2.12 acres (92,434 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Aug 2021)
Tax Bill	$12,242 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22955`

Property Details

APN / Parcel Number

Primary APN	`22955`
Alternative APNs	`1340862` `1359446`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	4,042 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	92,434 sqft (2.12 acres)
Lot Dimensions	174 ft deep x 103 ft wide

Location & Zoning

Account Number	1359446
Street Address	600 E GROVER ST
City	SHELBY
State	NC
Zip	28150-4034
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	NB
Legal Description	2.122AC PB38-12 GROVER ST
Legal Subdivision	GROVER
Legal Block	6
Legal Lot Number	1
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1025
Census Tract	950900

Owner

600 E Grover St, a commercial property, is owned by a company that acquired it in November 2023.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3270 ARBOL DR, FULLERTON, CA 92835-1714
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage US COMMUNITY CREDIT UNION
Nov 7, 2023	Quit Claim Deed, Transfer · Line of Credit CIVIC FCU
Aug 10, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Mar 24, 2016 · Amount on File
Deed Document Number	2021200059433
Deed Book / Page	1848 / 1816
Last Transfer Date	Nov 6, 2023
Transfer Doc	0019092600
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jun 25, 2026
Property Address	600 E GROVER ST, SHELBY, NC 28150-4034
Document Number	0200130165
Book / Page	1977 / 2244
Instrument Date	Jun 25, 2026
Instrument	2026200130165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3270 ARBOL DR, FULLERTON, CA 92835-1714

Mortgage

Document Number	0200130165,
Date	Jun 25, 2026
Book Page	1977/2244
Instrument	2026200130165

Lender

Name	US COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.53%
Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 7, 2023
Property Address	600 E GROVER ST, SHELBY, NC 28150-4034
Document Number	0019092600
Book / Page	1909 / 2600
Map Reference	MB 38 PG 12
Instrument Date	Nov 5, 2023
Instrument	200093945
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3270 ARBOL DR, FULLERTON, CA 92835-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 ARBOL DR, FULLERTON, CA 92835-1714

Mortgage

Document Number	0019092602
Date	Nov 7, 2023
Book Page	1909/2602
Instrument	200093946

Lender

Name	CIVIC FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 20, 2028

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 10, 2021
Property Address	600 E GROVER ST, SHELBY, NC 28150-4034
Document Number	0018481816
Book / Page	1848 / 1816
Map Reference	MB 38 PG 12
Instrument Date	Aug 9, 2021
Instrument	200059433
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Tax	$4,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43406 TUMBERRY ISLE COURT, 43406, LEESBURG, VA 20176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9020 TELEGRAPH RD, DOWNEY, CA 90240-2332

Tax Assessment & Valuation

The 2026 property tax bill for 600 E Grover St was $12,242, down 0.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,242.00 (-0.5%)	$1,236,562 (-) Land $496,627 Building $739,935	$1,236,562 (-) Land $496,627 Building $739,935
2025	$12,303.00	$1,236,562 Land $496,627 Building $739,935	$1,236,562 Land $496,627 Building $739,935
2023		$1,138,051 Land $374,357 Building $763,694	$1,138,051 Land $374,357 Building $763,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 E Grover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 E Grover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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