610 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 610 E Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1910
Lot Size	0.148 acres (6,466 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (May 2025)
Tax Bill	$3,252 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`111531601000`

Property Details

APN / Parcel Number

Primary APN	`111531601000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	370 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,466 sqft (0.148 acres)
Lot Dimensions	122 ft deep x 53 ft wide
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	610 E BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 40 ORIG DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	CITY DECORAH
Legal Block	40
Legal Lot Number	6
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1089
Census Tract	950200

Owner

610 E Broadway St is owned and occupied by an individual who bought it in May 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Deed of Trust, Mortgage BANK OF THE WEST
Jul 24, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 19, 2014	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS SAVINGS BANK
Jun 19, 2013	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS SAVINGS BANK
Oct 24, 2011	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS SAVINGS BANK
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Oct 9, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	20251308
Deed Book / Page	2025 / 1308
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	02018/2867
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000707
Date	Mar 15, 2018
Book Page	0000002018/0000000707
Instrument	000000000707

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Amount	Amount on Record
Term	346 Months
Due	Jan 1, 2047

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E BROADWAY ST, DECORAH, IA 52101-1904

Mortgage

Document Number	02024/1615
Date	Jul 24, 2024
Book Page	2024/1615
Instrument	2024 1615

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/1473
Date	Jun 19, 2014
Book Page	2014/1473
Instrument	2014 1473

Lender

Name	FARMERS & MERCHANTS SAVINGS BANK
Type	Bank
Address	WAUKON, IA 52172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2044

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/2171
Date	Jun 19, 2013
Book Page	2013/2171
Instrument	2013 2171

Lender

Name	FARMERS & MERCHANTS SAVINGS BANK
Type	Bank
Address	WAUKON, IA 52172

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02011/3089
Date	Oct 24, 2011
Book Page	2011/3089
Instrument	2011 3089

Lender

Name	FARMERS & MERCHANTS SAVINGS BANK
Type	Bank
Address	WAUKON, IA 52172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2041

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 10, 2020
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Document Number	02020/5186
Book / Page	2020 / 5186
Instrument Date	Nov 13, 2020
Instrument	2020 5186
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E BROADWAY ST, DECORAH, IA 52101-1904

Mortgage

Document Number	0020205187
Date	Dec 10, 2020
Instrument	2020 5187

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 9, 2018
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Document Number	02018/2867
Book / Page	2018 / 2867
Instrument Date	Oct 5, 2018
Instrument	000000002867
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E BROADWAY ST, DECORAH, IA 52101-1904

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 17, 2017
Property Address	610 E BROADWAY ST, DECORAH, IA 52101-1904
Document Number	02017/3379
Book / Page	2017 / 3379
Instrument Date	Nov 16, 2017
Instrument	2017 3379
Transaction Type	Transfer
Record Updated	Jun 12, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E BROADWAY ST, DECORAH, IA 52101-1904

Mortgage

Document Number	02017/3380
Date	Nov 17, 2017
Book Page	2017/3380
Instrument	2017 3380

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 610 E Broadway St was $3,252 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,252.00	$198,880 (-) Land $23,370 Building $175,510	$198,880 (-) Land $23,370 Building $175,510
2025	$3,252.00 (+6.21%) Homeowner's exemption	$198,880 Land $23,370 Building $175,510	$198,880 Land $23,370 Building $175,510
2024	$3,062.00
2023		$172,880 (+15.65%) Land $23,370 Building $149,510	$172,880 Land $23,370 Building $149,510
2022	$2,965.00 Homeowner's exemption	$149,490 Land $19,480 Building $130,010
2021			$149,490 Land $19,480 Building $130,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 E Broadway St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 E Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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