609 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 609 E Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,207 sqft · built 1920
Lot Size	0.299 acres (13,038 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Jul 2017)
Tax Bill	$7,272 (2026)
Deeds & Mortgages	Feb 2020 Refinance Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`111535400500`

Property Details

APN / Parcel Number

Primary APN	`111535400500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,207 sqft Living Area
1st Floor Area	1,053 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	1,053 sqft
Finished Basement	550 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,038 sqft (0.299 acres)
Lot Dimensions	123 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	280 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	609 E BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 4 OTIS & STEVEN'S ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	OTIS AND STEVENS ADDITION
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4003
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 E BROADWAY ST, DECORAH, IA 52101-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 20, 2018	Deed of Trust, Mortgage DUPACO COMMUNITY CREDIT UNION
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE COMMUNITY CU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	20171941
Deed Book / Page	2017 / 1941
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	609 E BROADWAY ST, DECORAH, IA 52101-1903
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/540
Date	Feb 25, 2020
Book Page	2020/540
Instrument	540

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	609 E BROADWAY ST, DECORAH, IA 52101-1903
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003236
Date	Nov 20, 2018
Book Page	0000002018/0000003236

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	609 E BROADWAY ST, DECORAH, IA 52101-1903
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/3332
Date	Aug 27, 2020
Book Page	2020/3332
Instrument	2020 3332

Lender

Name	DUPAGE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	609 E BROADWAY ST, DECORAH, IA 52101-1903
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1247
Date	Mar 24, 2021
Book Page	2021/1247
Instrument	2021 1247

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 5, 2017
Property Address	609 E BROADWAY ST, DECORAH, IA 52101-1903
Document Number	02017/1941
Book / Page	2017 / 1941
Instrument Date	Jun 27, 2017
Instrument	2017 1941
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 BLAKE BLVD SE, CEDAR RAPIDS, IA 52403-4417

Mortgage

Document Number	02017/1942
Date	Jul 5, 2017
Book Page	2017/1942
Instrument	2017 1942

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,272.00	$431,340 (-) Land $44,410 Building $386,930	$431,340 (-) Land $44,410 Building $386,930
2025	$7,272.00 (+5.76%) Homeowner's exemption	$431,340 (+14.86%) Land $44,410 Building $386,930	$431,340 (+14.86%) Land $44,410 Building $386,930
2024	$6,876.00 (+4.18%)
2023		$375,550 (+15.35%) Land $44,410 Building $331,140	$375,550 (+15.35%) Land $44,410 Building $331,140
2022	$6,600.00 Homeowner's exemption	$325,580 Land $37,010 Building $288,570
2021			$325,580 Land $37,010 Building $288,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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