610 E 2nd St, Panama, NE 68419 Property Records

Lancaster County property record for 610 E 2nd St, Panama, NE 68419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 2012
Lot Size	0.489 acres (21,344 sqft)
Owner	Owner Name on File
Last Sale	$152,000 (Jun 2012)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-400-013-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-400-013-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft

Exterior

Year Built	Built 2012
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,022 sqft
Patio Area	1,022 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	610 E 2ND ST
City	PANAMA
State	NE
Zip	68419-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S3, T7, R8, 6TH PRINCIPAL MERIDIAN, LOT 81 SE
Legal Range	08
Legal Township	07
Legal Section	03
Legal Subdivision	PANAMA PRECINCT
Legal Lot Number	81
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3018
Census Tract	10402

Owner

Source: Lancaster County records · APN 20-03-400-013-000

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	610 E 2ND ST, PANAMA, NE 68419-9605
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2012 · Amount on Record
Deed Sale	Jun 07, 2012 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	2012027003
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	610 E 2ND ST, PANAMA, NE 68419-9605
Transaction Type	Mortgage
Record Updated	Nov 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032040
Date	Oct 25, 2023
Instrument	2023032040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	610 E 2ND ST, PANAMA, NE 68419-9605
Transaction Type	Mortgage
Record Updated	Mar 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E 2ND ST, PANAMA, NE 68419-9605

Mortgage

Document Number	0000008396
Date	Feb 23, 2022
Instrument	2022008396

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 16, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	610 E 2ND ST, PANAMA, NE 68419-9605
Transaction Type	Mortgage
Record Updated	Apr 08, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019280
Date	Mar 30, 2021
Instrument	2021019280

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	610 E 2ND ST, PANAMA, NE 68419-9605
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010683
Date	Mar 13, 2020
Instrument	2020010683

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 02, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+7.84%)	$241,400 (+3.47%) Land $24,000 Building $217,400	$241,400 (+3.47%) Land $24,000 Building $217,400
2023	$3,774.00	$233,300 Land $19,200 Building $214,100	$233,300 Land $19,200 Building $214,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
Uniti Group DSL · Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 8 locations within half a mile of this property.

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