315 E 2nd St, Panama, NE 68419 Property Records

Lancaster County property record for 315 E 2nd St, Panama, NE 68419 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,335 sqft · built 2002
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (Aug 2001)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-03-412-009-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-412-009-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	1,323 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Lot Width	130 ft Width
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	315 E 2ND ST
City	PANAMA
State	NE
Zip	68419-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOUWENS SUBDIVISION, LOT 9
Legal Subdivision	BOUWENS SUBDIVISION
Legal Lot Number	9
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3040
Census Tract	10402

Owner

Source: Lancaster County records · APN 20-03-412-009-000

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 56, PANAMA, NE 68419-0056
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2001 · Amount on Record
Deed Sale	Aug 01, 2001 · Amount on Record
Deed Document Number	01-043310
Record Updated	Jun 08, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER NE
Property Address	315 E 2ND ST, PANAMA, NE 68419
Document Number	0000060438
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 E 2ND ST PANAMA NE 68419, PANAMA, NE 68419

Mortgage

Document Number	0000060438
Date	Nov 10, 2020
Instrument	60438

Lender

Name	PINNACLE BK
Type	Bank
Address	LINCOLN, NE 68508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Panama Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 (+27.33%)	$275,200 (+22.15%) Land $40,000 Building $235,200	$275,200 (+22.15%) Land $40,000 Building $235,200
2023	$3,644.00	$225,300 Land $32,000 Building $193,300	$225,300 Land $32,000 Building $193,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (31109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311090104023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008, other causes, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 38% of Nebraska
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20

May also be available at this address: LTD Broadband, Uniti Group, Big Red Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.