Osceola County property record for 610 Cody Allen Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,859 sqft · built 2014 |
| Lot Size | 0.291 acres (12,675 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Jun 2019) |
| Tax Bill | $3,976 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-30-0225-0001-0010 |
| Primary APN | 13-26-30-0225-0001-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 2,685 sqft |
| 1st Floor Area | 1,859 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,675 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 342 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 610 CODY ALLEN CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | HERITAGE PLACE OF ST CLOUD PB 17 PGS 103-104 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | HERITAGE PLACE OF ST CLOUD |
| Legal Tract | 225 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 43303 |
Source: Osceola County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 CODY ALLEN CT, SAINT CLOUD, FL 34769-5731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 11, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Mar 17, 2014 · Amount on Record |
| Deed Document Number | 201974967 |
| Deed Book / Page | 5538 / 2688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 610 CODY ALLEN CT, SAINT CLOUD, FL 34769-5731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 610 CODY ALLEN CT, SAINT CLOUD, FL 34769-5731 |
| Document Number | 0058131245 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 5813/1245 |
| Instrument | 2020139530 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 11, 2019 |
| Property Address | 610 CODY ALLEN CT, SAINT CLOUD, FL 34769-5731 |
| Document Number | 0055382688 |
| Book / Page | 005538 / 002688 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 74967 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,009.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 610 CODY ALLEN CT ST CLOUD FL 347695731, ST CLOUD, FL 34769-5731 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,976.00 (+6.2%) Homeowner's exemption | $265,019 (+5.99%) | $367,000 (+3.03%) Land $70,000 Building $297,000 |
| 2023 | $3,744.00 (+4.46%) Homeowner's exemption | $250,050 (+3.75%) | $356,200 (+22.53%) Land $65,000 Building $291,200 |
| 2022 | $3,584.00 Homeowner's exemption | $241,020 | $290,700 Land $60,000 Building $230,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
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