590 Cody Allen Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 590 Cody Allen Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 2007
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Mar 2022)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-30-0225-0001-0030`

Property Details

APN / Parcel Number

Primary APN	`13-26-30-0225-0001-0030`
Alternative APNs	`263013022500010030` `131256`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,779 sqft
1st Floor Area	2,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	590 CODY ALLEN CT
City	SAINT CLOUD
State	FL
Zip	34769-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	HERITAGE PLACE OF ST CLOUD PB 17 PGS 103-104 LOT 3
Legal Range	30E
Legal Township	26S
Legal Section	13
Legal Subdivision	HERITAGE PLACE OF ST CLOUD
Legal Tract	225
Legal Block	30
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2039
Census Tract	43303

Owner

590 Cody Allen Ct is owned and occupied by two individuals who bought it in March 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	590 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Nov 22, 2011 · Amount on File
Deed Document Number	202233438
Deed Book / Page	6161 / 2051
Prior Transfer Date	Nov 17, 2011
Prior Transfer Doc	0042012510
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 2, 2022
Property Address	590 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730
Document Number	0061612051
Book / Page	6161 / 2051
Map Reference	MB 17 PG 103&104
Instrument Date	Feb 28, 2022
Instrument	2022033438
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,283.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5954 ALLIGATOR LAKE SHR W, 5954, SAINT CLOUD, FL 34771-7338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730

Mortgage

Document Number	0061612054
Date	Mar 2, 2022
Instrument	6161/2054

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 590 Cody Allen Ct was $6,665, up 0.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (+0.47%)	$372,200 Land $70,000 Building $302,200	$372,200 Land $70,000 Building $302,200
2024	$6,634.00 (+1.92%)
2023	$6,509.00 (+21.62%)	$361,200 (+21.7%) Land $65,000 Building $296,200	$361,200 (+21.7%) Land $65,000 Building $296,200
2022	$5,352.00	$296,800 Land $60,000 Building $236,800	$296,800 Land $60,000 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 Cody Allen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 Cody Allen Ct is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
CenturyLink DSL	140 / 20