610 Central St, Hudson, NC 28638 Property Records

Caldwell County property record for 610 Central St, Hudson, NC 28638 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,687 sqft · built 1975
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (May 2004)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 16 3 16`

Property Details

APN / Parcel Number

Primary APN	`03 16 3 16`
Alternative APN	`173909`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,687 sqft Heated Area
Gross Area	4,149 sqft
1st Floor Area	1,431 sqft
Basement Area	1,431 sqft
Finished Basement	312 sqft
Unfinished Basement	1,119 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	483 sqft
Deck Area	228 sqft
Patio Area	228 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173909
Street Address	610 CENTRAL ST
City	HUDSON
State	NC
Zip	28638-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2047 PG 2117 YR 2022 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3002
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 16 3 16

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 297, HUDSON, NC 28638-0297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2004 · Amount on Record
Deed Sale	May 14, 2004 · Amount on Record
Deed Book / Page	1504 / 353
Last Transfer Date	Feb 10, 2022
Transfer Doc	0010068556
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Feb 14, 2022
Property Address	610 CENTRAL ST, HUDSON, NC 28638-2710
Document Number	0020472117
Book / Page	2047 / 2117
Map Reference	MB 3 PG 76
Instrument Date	Feb 10, 2022
Instrument	10068556
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CENTRAL ST, HUDSON, NC 28638-2710

Mortgage

Document Number	0010068557
Date	Feb 14, 2022
Instrument	10068557

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	610 CENTRAL ST, HUDSON, NC 28638-2710
Document Number	0010026389
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CENTRAL ST HUDSON NC 286382710, HUDSON, NC 28638-2710

Mortgage

Document Number	0010026389
Date	Sep 28, 2018
Book Page	001949/001768
Instrument	10026389

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2033

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,700 (-) Land $15,100 Building $277,600
2025	$1,912.00 (+38.65%)	$292,700 (+64.35%) Land $15,100 Building $277,600	$292,700 (+64.35%) Land $15,100 Building $277,600
2023		$178,100 (-) Land $15,100 Building $163,000	$178,100 (-) Land $15,100 Building $163,000
2022	$1,379.00	$178,100 Land $15,100 Building $163,000	$178,100 Land $15,100 Building $163,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Ripple Fiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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