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538 Central St, Hudson, NC 28638 Property Records

Caldwell County property record for 538 Central St, Hudson, NC 28638

Property Summary

Property TypeCommercial
Details2 ba · 3,400 sqft · built 1910
Lot Size0.56 acres (24,396 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Nov 2024)
Tax Bill$105 (2026)
Deeds & MortgagesNov 2022 Sale
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03 3 1 7

Property Details

APN / Parcel Number

Primary APN03 3 1 7
Alternative APNs
  • 136865
  • 182419

Interior

Stories2 Stories
Building Area3,400 sqft Heated Area
Gross Area5,640 sqft
1st Floor Area2,240 sqft
Upper Floors Area2,240 sqft
AtticAttic
Attic Area1,160 sqft
Basement Area2,240 sqft
Unfinished Basement2,240 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialUrethane Foam
Lot Area24,396 sqft (0.56 acres)
Lot Dimensions81 ft deep x 78 ft wide
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number182419
Street Address538 CENTRAL ST
CityHUDSON
StateNC
Zip28638-2401
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBK 1689 PG 596 YR 08 ST 0.00
Legal SubdivisionTOWN OF HUDSON
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2029
Census Tract30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2460 COLLETTSVILLE RD, LENOIR, NC 28645-9072
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Transfer
May 22, 2017Deed of Trust, Mortgage
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2024 · Amount on Record
Deed SaleNov 20, 2024 · Amount on Record
Prior SaleMar 1, 1998 · Amount on Record
Deed Document Number202410101628
Deed Book / Page2122 / 1861
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateNov 22, 2022
Property Address538 CENTRAL ST, HUDSON, NC 28638-2401
Document Number0020711367
Book / Page2071 / 1367
Instrument DateNov 22, 2022
Instrument10078973
Transaction TypeTransfer
Record UpdatedJan 26, 2023

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address197 EAST ST, HUDSON, NC 28638-2611

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 462, HUDSON, NC 28638-0462

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address538 CENTRAL ST, HUDSON, NC 28638-2401
Document Number0010011599
Book / Page001919 / 001031
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address538 CENTRAL ST HUDSON NC 286382401, HUDSON, NC 28638-2401

Mortgage

Document Number0010011599
DateMay 22, 2017
Book Page001919/001031
Instrument10011599
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105.00 (-21.05%)$17,100 (-) Land $15,100 Building $2,000
2025$133.00 (-88.21%)$17,100 (-88.41%) Land $15,100 Building $2,000$17,100 (-88.41%) Land $15,100 Building $2,000
2023$147,600 (-) Land $44,700 Building $102,900$147,600 (-) Land $44,700 Building $102,900
2022$1,128.00$147,600 Land $44,700 Building $102,900$147,600 Land $44,700 Building $102,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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