610 Cedar Ln, Sparta, TN 38583 Property Records

White County property record for 610 Cedar Ln, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1994
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2017)
Tax Bill	$1,142 (2021)
Deeds & Mortgages	May 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093049I C 05300`

Property Details

APN / Parcel Number

Primary APN	`093049I C 05300`
Alternative APN	`049I C 05300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	130 ft deep x 309 ft wide
Terrain	Low
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	610 CEDAR LN
City	SPARTA
State	TN
Zip	38583-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3046
Census Tract	935300

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 CEDAR LN, SPARTA, TN 38583-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage CITIZENS BANK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PUTNAM COUNTY
Apr 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	20171084
Deed Book / Page	394 / 771
Prior Transfer Date	May 14, 2012
Prior Transfer Doc	0RB313/746
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	610 CEDAR LN, SPARTA, TN 38583-1505
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB433/830
Date	May 14, 2019
Book Page	RB433/830
Instrument	19001692

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	610 CEDAR LN, SPARTA, TN 38583-1505
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB453/805
Date	Apr 23, 2020
Book Page	RB453/805
Instrument	20001433

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Apr 22, 2019
Property Address	610 CEDAR LN, SPARTA, TN 38583-1505
Document Number	0000001405
Book / Page	000432 / 000620
Instrument Date	Apr 18, 2019
Instrument	1405
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CEDAR LN SPARTA TN 385831505, SPARTA, TN 38583-1505

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Mar 31, 2017
Property Address	610 CEDAR LN, SPARTA, TN 38583-1505
Document Number	0RB394/771
Book / Page	RB394 / 771
Instrument Date	Mar 31, 2017
Instrument	17001084
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CEDAR LN, SPARTA, TN 38583-1505

Mortgage

Document Number	0RB394/773
Date	Mar 31, 2017
Book Page	RB394/773
Instrument	17001085

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,975 (+74.07%) Land $12,700 Building $54,275	$267,900 (+74.07%) Land $50,800 Building $217,100
2023		$38,475 Land $7,950 Building $30,525
2021	$1,142.00
2020			$153,900 Land $31,800 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures