600 Cedar Ln, Sparta, TN 38583 Property Records

White County property record for 600 Cedar Ln, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,356 sqft · built 1965
Lot Size	0.764 acres (33,300 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (May 2018)
Tax Bill	$1,007 (2021)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093049I C 05500`

Property Details

APN / Parcel Number

Primary APN	`093049I C 05500`
Alternative APN	`049I C 05500`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Unfinished Basement	1,356 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,300 sqft (0.764 acres)
Lot Dimensions	222 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	600 CEDAR LN
City	SPARTA
State	TN
Zip	38583-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DISTRICT: 1
Legal Subdivision	FANCHER SUBDIVISION
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3046
Census Tract	935300

Owner

600 Cedar Ln is owned and occupied by two individuals who bought it in May 2018.

Source: White County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	600 CEDAR LN, SPARTA, TN 38583-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF TENNESSEE
May 9, 2018	Warranty Deed, Transfer MORTGAGE INVTRS
Jan 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Jan 17, 2017 · Amount on File
Deed Document Number	20181530
Deed Book / Page	415 / 151
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Recording Date	Sep 8, 2026
Property Address	600 CEDAR LN, SPARTA, TN 38583-1505
Document Number	0000004097
Book / Page	610 / 340
Instrument Date	Sep 2, 2026
Instrument	20264097
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 CEDAR LN, SPARTA, TN 38583-1505

Mortgage

Document Number	0000004097,
Date	Sep 8, 2026
Book Page	610/340
Instrument	20264097

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2031

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	600 CEDAR LN, SPARTA, TN 38583-1505
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB496/753
Date	Nov 29, 2021
Book Page	RB496/753
Instrument	21005691

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 9, 2018
Property Address	600 CEDAR LN, SPARTA, TN 38583-1505
Document Number	0000001530
Book / Page	000415 / 000151
Instrument Date	May 9, 2018
Instrument	1530
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	600 CEDAR LN SPARTA TN 385831505, SPARTA, TN 38583-1505

Mortgage

Document Number	1531
Date	May 9, 2018
Book Page	000415/000153
Instrument	1531

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 17, 2017
Property Address	600 CEDAR LN, SPARTA, TN 38583-1505
Document Number	0000000174
Book / Page	000391 / 000222
Instrument Date	Jan 17, 2017
Instrument	174
Transaction Type	Transfer
Record Updated	Jan 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$299.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	593 EATON RD SPARTA TN 385834801, SPARTA, TN 38583-4801

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,250 Land $8,750 Building $53,500	$249,000 Land $35,000 Building $214,000
2023		$34,525 Land $4,500 Building $30,025
2021	$1,007.00
2020			$138,100 Land $18,000 Building $120,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 600 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ln

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