Rowan County property record for 606 4th St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,293 sqft · built 1912 |
| Lot Size | 0.262 acres (11,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2021) |
| Tax Bill | $2,476 (2023) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 182 |
| Primary APN | 033 182 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,293 sqft Living Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 1,489 sqft |
| Attic Area | 149 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 11,440 sqft (0.262 acres) |
| Lot Dimensions | 176 ft deep x 65 ft wide |
| Porch | Porch |
| Porch Area | 207 sqft |
| Storage Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6336551 |
|---|---|
| Old Parcel Number | 033 182 |
| Street Address | 606 4TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | L4 B11 DR. JOHN WHITEHEAD'S ADD. TO SPENCER |
| Legal Subdivision | WHITEHEAD PROP ADD MAP |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 182
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 606 4TH ST, SPENCER, NC 28159-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2021 | Warranty Deed, Transfer · Seller Carry-Back REGINALD KEATON |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 05, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2021 · Amount on Record |
| Deed Sale | Nov 09, 2021 · Amount on Record |
| Prior Sale | Nov 05, 2018 · Amount on Record |
| Deed Document Number | 0001388421 |
| Deed Book / Page | 1388 / 421 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 09, 2021 |
| Property Address | 606 4TH ST, SPENCER, NC 28159-2249 |
| Document Number | 0013880421 |
| Book / Page | 1388 / 421 |
| Instrument Date | Nov 09, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2426 BERKSHIRE DR, 2426, SALISBURY, NC 28146-8810 |
| Name | Verified Name |
|---|---|
| Address | 606 4TH ST, SPENCER, NC 28159-2249 |
| Document Number | 1388422 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 1388/422 |
| Name | REGINALD KEATON |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jan 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 606 4TH ST, SPENCER, NC 28159-2249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013410553 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 1341/0553 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SALISBURY, NC 28145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 05, 2018 |
| Property Address | 606 4TH ST, SPENCER, NC 28159-2249 |
| Document Number | 0013180438 |
| Book / Page | 001318 / 000438 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2426 BERKSHIRE DR SALISBURY NC 281468810, SALISBURY, NC 28146-8810 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,476.00 | $219,116 Land $20,900 Building $198,216 | $219,116 Land $20,900 Building $198,216 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 233 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SALISBURY-ROWAN serves 46,156 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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