610 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 610 45th St E, Palmetto, FL 34221

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,144 sqft · built 1984
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Tax Bill	$2,029 (2024)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`22826.1035-7`

Property Details

APN / Parcel Number

Primary APN	`22826.1035-7`
Alternative APN	`3417012282610357`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,144 sqft Total Area
Gross Area	1,448 sqft
1st Floor Area	877 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Terrain	Low
Porch	Finished/Screened Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3417012282610357
Street Address	610 45TH ST E
City	PALMETTO
State	FL
Zip	34221-9162
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RDD-6
Legal Description	COM AT SW COR OF LOT 3, SUMMERFIELD ESTATES; TH RUN S 66 DEG 46 MIN 25 SECTION E, ALG SLY LN OF SD LOT 3, 49.22 FT FOR A POB;
Legal Range	17E
Legal Township	34S
Legal Section	01
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	2282600
Legal Block	2000
Legal Lot Number	3,49
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1404

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	610 45TH ST E, PALMETTO, FL 34221-9162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022
Deed Sale	Sep 16, 2022
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	202241116667
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 16, 2022
Property Address	610 45TH ST E, PALMETTO, FL 34221-9162
Document Number	0041116667
Instrument Date	Sep 16, 2022
Instrument	202241116667
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 45TH ST E, PALMETTO, FL 34221-9162

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,390 (-3.64%) Land $5,100 Building $160,290	$165,390 (-3.64%) Land $5,100 Building $160,290
2024	$2,029.00 (-1.31%)
2023	$2,056.00 (+4.47%) Homeowner's exemption	$171,634 (+19.72%) Land $5,100 Building $166,534	$171,634 (+19.72%) Land $5,100 Building $166,534
2022	$1,968.00	$143,363 Land $5,000 Building $138,363	$143,363 Land $5,000 Building $138,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20