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609 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 609 45th St E, Palmetto, FL 34221 · Last verified April 2026

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,118 sqft · built 1983
Lot Size0.125 acres (5,445 sqft)
Owner2 Company Names on File
Last Sale$193,777 (Oct 2022)
Tax Bill$2,180 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22826-1091-0

Property Details

APN / Parcel Number

Primary APN22826-1091-0
Alternative APN
  • 3417012282610910

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,418 sqft
1st Floor Area1,118 sqft
Basement Area100 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,445 sqft (0.125 acres)
View / LotStandard
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address609 45TH ST E
CityPALMETTO
StateFL
Zip34221-9162
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionTHAT PART OF LOT 14 DESC AS FOL: BEG AT NE COR OF SD LOT 14; TH N 66 DEG 46 MIN 25 SEC W, ALG N LN OF SD LOT 14, 49.45 FT; TH S 23 DEG 13 MIN 35 SEC W, 25.2 FT TO THE EDGE OF A
Legal Range17E
Legal Township34S
Legal Section01
Legal SubdivisionSUMMERFIELD ESTATES
Legal Tract02282600
Legal Lot Number14
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group2
Census Block2000
Census Tract1404

Owner

Source: Manatee County records · APN 22826-1091-0

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address235 APOLLO BEACH BLVD, APOLLO BEACH, FL 33572-2251
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleSep 06, 2019 · Amount on Record
Deed Document Number2022129329
Prior Transfer DateNov 09, 2006
Prior Transfer Doc0021676729
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateOct 25, 2022
Property Address609 45TH ST E, PALMETTO, FL 34221-9162
Document Number0041129329
Map ReferenceMB 21 PG 103&104
Instrument DateOct 24, 2022
Instrument202241129329
Transaction TypeTransfer
Record UpdatedNov 07, 2022
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,356.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2615 163RD PL E, 2615, PARRISH, FL 34219-1810

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 APOLLO BEACH BLVD, APOLLO BEACH, FL 33572-2251

Mortgage

Document Number0041129330
DateOct 25, 2022
Instrument202241129330
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$144,264 (-13.01%)$159,812 (-3.63%) Land $5,100 Building $154,712
2024$2,180.00 (+0.83%)
2023$2,162.00 (+8.37%)$165,839 (+22.51%) Land $5,100 Building $160,739$165,839 (+22.51%) Land $5,100 Building $160,739
2022$1,995.00$135,363 Land $5,000 Building $130,363$135,363 Land $5,000 Building $130,363

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810014042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1981–1998)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 1998, tidal / storm surge, Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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