610 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 610 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,267 sqft · built 1920
Lot Size	0.286 acres (12,457 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (May 2022)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037270000`

Property Details

APN / Parcel Number

Primary APN	`0037270000`
Alternative APN	`0000372700`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,457 sqft (0.286 acres)
Lot Dimensions	166 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Water Source	Commercial

Location & Zoning

Street Address	610 10TH ST
City	SHELDON
State	IA
Zip	51201-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD ADDITION LOT 10 & E 20 OF 11 BLK 41
Legal Subdivision	THIRD ADD
Legal Block	41
Legal Lot Number	10
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4018
Census Tract	490300

Owner

610 10th St is owned by two individuals who bought it in May 2022.

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	810 6TH AVE, SHELDON, IA 51201-1506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Warranty Deed, Transfer · Commercial Mortgage NORTHWESTERN BANK NA
Jan 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage NORTHWESTERN BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Deed Document Number	20221292
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 19, 2022
Property Address	610 10TH ST, SHELDON, IA 51201-2033
Document Number	0202201292
Instrument Date	May 1, 2022
Instrument	2022-01292
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 6TH AVE, SHELDON, IA 51201-1506

Mortgage

Document Number	0202201293
Date	May 19, 2022
Instrument	2022-01293

Lender

Name	NORTHWESTERN BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 27, 2042

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	610 10TH ST, SHELDON, IA 51201-2033
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022
Date	Jan 2, 2020
Instrument	2020-00022

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 610 10th St was $1,906, up 10.3% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (+10.3%)	$124,950 Land $25,680 Building $99,270	$124,950 Land $25,680 Building $99,270
2024	$1,728.00
2023		$104,880 (+48.03%) Land $22,910 Building $81,970	$104,880 Land $22,910 Building $81,970
2022	$1,310.00	$70,850 Land $19,750 Building $51,100
2021			$70,850 Land $19,750 Building $51,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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