605 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 605 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,910 sqft · built 1961
Lot Size	0.132 acres (5,766 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2024)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0037010000`

Property Details

APN / Parcel Number

Primary APN	`0037010000`
Alternative APN	`0000370100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,289 sqft
Attic	Attic
Attic Area	322 sqft
Basement Area	967 sqft
Unfinished Basement	967 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,766 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	299 sqft
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Water Source	Commercial

Location & Zoning

Street Address	605 10TH ST
City	SHELDON
State	IA
Zip	51201-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD ADDITION E 50 OF S 115 OF 2 BLK 40
Legal Subdivision	THIRD ADD
Legal Block	40
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4019
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 10TH ST, SHELDON, IA 51201-2032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Sep 11, 2024	Deed of Trust, Mortgage · Line of Credit IOWA BANKERS MORTGAGE CORP
Sep 11, 2024	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Deed Document Number	20241984
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	605 10TH ST, SHELDON, IA 51201-2032
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N WASHINGTON AVE, SHELDON, IA 51201-1335

Mortgage

Document Number	0020231712
Date	Aug 15, 2023
Instrument	2023-1712

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Sep 11, 2029

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	605 10TH ST, SHELDON, IA 51201-2032
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 10TH ST, SHELDON, IA 51201-2032

Mortgage

Document Number	0020241986
Date	Sep 11, 2024
Instrument	2024-1986

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	8901 NORTHPARK DR, JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2054

Interest

Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 11, 2024
Property Address	605 10TH ST, SHELDON, IA 51201-2032
Document Number	0020241984
Instrument Date	Aug 29, 2024
Instrument	2024-1984
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 10TH ST, SHELDON, IA 51201-2032

Mortgage

Document Number	0020241985
Date	Sep 11, 2024
Instrument	2024-1985

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	8901 NORTHPARK DR, JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+56.93%)	$151,370 (+69.47%) Land $15,320 Building $136,050	$151,370 (+69.47%) Land $15,320 Building $136,050
2024	$1,472.00 (-8.68%)
2023		$89,320 (-1.65%) Land $13,670 Building $75,650	$89,320 (-1.65%) Land $13,670 Building $75,650
2022	$1,612.00	$90,820 Land $11,780 Building $79,040
2021			$90,820 Land $11,780 Building $79,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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