Macon County property record for 61 Windy Top Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,015 sqft · built 1976 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $725,000 (Jun 2014) |
| Tax Bill | $6,321 (2026) |
| Deeds & Mortgages | Sep 2026 Sale May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7551569654 |
| Primary APN | 7551569654 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,015 sqft Heated Area |
| 1st Floor Area | 3,565 sqft |
| Basement Area | 198 sqft |
| Unfinished Basement | 198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 800 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Patio |
| Porch Area | 532 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 90927 |
|---|---|
| Street Address | 61 WINDY TOP RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 26 & PTS 25 & 27 COWEE MTN SUBD |
| Legal Subdivision | COWEE MTN SUBD |
| Legal Lot Number | 26 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 970501 |
61 Windy Top Rd is owned by a company that bought it in June 2014.
Source: Macon County records, as of October 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 474 COTSWOLD WAY, HIGHLANDS, NC 28741-8486 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on File |
| Deed Sale | Jun 16, 2014 · Amount on File |
| Prior Sale | Nov 19, 2007 · Amount on File |
| Deed Document Number | 20143271 |
| Deed Book / Page | 36 / 811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Sep 21, 2026 |
| Property Address | 61 WINDY TOP RD, HIGHLANDS, NC 28741-7403 |
| Document Number | 0000006049 |
| Book / Page | 44 / 2355 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20266049 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 474 COTSWOLD WAY, HIGHLANDS, NC 28741-8486 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 61 WINDY TOP RD, HIGHLANDS, NC 28741-7403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | P38/1505 |
|---|---|
| Date | May 29, 2018 |
| Book Page | P-38/1505 |
| Instrument | 2018003593 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 61 Windy Top Rd was $6,321, up 3.5% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,321.00 (+3.5%) | $2,071,230 Land $295,770 Building $1,775,460 | $2,071,230 Land $295,770 Building $1,775,460 |
| 2025 | $6,107.00 | ||
| 2023 | $6,095.00 | $2,071,230 Land $295,770 Building $1,775,460 | $2,071,230 Land $295,770 Building $1,775,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Windy Top Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Windy Top Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWEE MOUNTAIN S/D private · serves 46 people · EPA ID NC0157153 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Verizon.
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