Macon County property record for 22 Windy Top Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,792 sqft · built 2018 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2005) |
| Tax Bill | $6,750 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7551564414 |
| Primary APN | 7551564414 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,792 sqft Heated Area |
| 1st Floor Area | 2,592 sqft |
| Upper Floors Area | 1,200 sqft |
| Basement Area | 2,592 sqft |
| Finished Basement | 2,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 789 sqft |
| Deck Area | 266 sqft |
| Patio Area | 588 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 85097 |
|---|---|
| Street Address | 22 WINDY TOP RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 24 COWEE MTN SUB |
| Legal Subdivision | COWEE MTN SUBD |
| Legal Lot Number | 24 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 970501 |
22 Windy Top Rd is owned by an individual who bought it in September 2005.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1222 ENSENADA DR, ORLANDO, FL 32825-8314 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2005 · Amount on File |
| Deed Sale | Sep 7, 2005 · Amount on File |
| Prior Sale | Sep 7, 2005 · Amount on File |
| Deed Document Number | 20053886 |
| Deed Book / Page | 29 / 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 22 WINDY TOP RD, HIGHLANDS, NC 28741-7403 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00D39/1725 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | D-39/1725 |
| Instrument | 2019002301 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 22 Windy Top Rd was $6,750, up 3.5% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,750.00 (+3.5%) | $2,214,640 Land $298,000 Building $1,916,640 | $2,214,640 Land $298,000 Building $1,916,640 |
| 2025 | $6,522.00 | ||
| 2023 | $6,510.00 | $2,214,640 Land $298,000 Building $1,916,640 | $2,214,640 Land $298,000 Building $1,916,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Windy Top Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Windy Top Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Verizon.
5G (outdoors only) and 4G LTE
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