53 Union St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 53 Union St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,413 sqft · built 1900
Lot Size	0.163 acres (7,113 sqft)
Owner	2 Trust Names on File
Tax Bill	$14,165 (2026)
Deeds & Mortgages	Aug 2026 Transfer Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`2920-00`

Property Details

APN / Parcel Number

Primary APN	`2920-00`
Alternative APNs	`WATE M:0107 B:0017 L:0099` `1062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,413 sqft Living Area
Gross Area	6,058 sqft
Basement Area	1,365 sqft
Unfinished Basement	1,365 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,113 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1062
Street Address	53 UNION ST
City	WATERTOWN
State	MA
Zip	02472-2523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	17
Legal Lot Number	99
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2004
Census Tract	370403

Owner

53 Union St, a duplex, is held in a trust since August 2026.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 HEMLOCK LN, BEDFORD, MA 01730-1327
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000098965
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 6, 2026
Property Address	53 UNION ST, WATERTOWN, MA 02472-2523
Document Number	0000098965
Book / Page	85982 / 597
Instrument Date	Aug 5, 2026
Instrument	202698965
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HEMLOCK LN, BEDFORD, MA 01730-1327

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 UNION ST, WATERTOWN, MA 02472-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76709-351
Date	Jan 15, 2021
Book Page	76709/351
Instrument	10827

Lender

Name	HOMETOWN LENDERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 53 Union St was $14,165, up 7.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,165.00 (+7.41%)	$1,161,100 (+2.83%) Land $543,700 Building $617,400	$1,069,537
2025	$13,188.00 (+10.37%)	$1,129,100 (+10.56%) Land $543,700 Building $585,400
2024	$11,949.00 (-11.34%)	$1,021,300 (+2.9%) Land $528,900 Building $492,400
2023	$13,478.00	$992,500 Land $505,900 Building $486,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 53 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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