Pamlico County property record for 61 Spinnaker Point Rd, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,831 sqft · built 2016 |
| Lot Size | 0.861 acres (37,505 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jan 2021) |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | I081-24-22 |
| Primary APN | I081-24-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Finished Area |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,505 sqft (0.861 acres) |
| Porch | Patio |
| Porch Area | 320 sqft |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 16464 |
|---|---|
| Street Address | 61 SPINNAKER POINT RD |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR1311 SPINAKER POINT SEC III LOT 22 0002167 6487660731000 |
| Legal Subdivision | A PLAN OF SPINNAKER POINT SECTION III |
| Legal Lot Number | 22 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950203 |
Source: Pamlico County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | Aug 1, 2014 |
| Deed Book / Page | 674 / 591 |
| Prior Transfer Date | Jan 22, 2013 |
| Prior Transfer Doc | 000576/697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 61 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 61 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599 |
| Document Number | 000720/734 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 720/734 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Jan 20, 2021 |
| Property Address | 61 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599 |
| Document Number | 674/591 |
| Book / Page | 674 / 591 |
| Map Reference | CAB A SL 38-7 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 634, ORIENTAL, NC 28571-0634 |
| Name | Verified Name |
|---|---|
| Address | 61 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599 |
| Document Number | 674594 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 674/594 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (+3.1%) | $211,564 (-) Land $14,464 Building $197,100 | $211,564 (-) Land $14,464 Building $197,100 |
| 2023 | $1,385.00 | $211,564 Land $14,464 Building $197,100 | $211,564 Land $14,464 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 51 condo units |
| Nearby Flood Claims | 130 (1999–2025) |
| Claims Outside the SFHA | 50 of 130 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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