47 Spinnaker Point Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 47 Spinnaker Point Rd, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 1988
Lot Size	0.601 acres (26,180 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2019)
Tax Bill	$802 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`I081-16-7`

Property Details

APN / Parcel Number

Primary APN	`I081-16-7`
Alternative APNs	`6487668409000` `31987`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	26,180 sqft (0.601 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31987
Street Address	47 SPINNAKER POINT RD
City	ORIENTAL
State	NC
Zip	28571-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SPINNAKER POINT PCA22-3 0000763 6487668409000
Legal Lot Number	7
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3011
Census Tract	950203

Owner

47 Spinnaker Point Rd is owned by an individual who bought it in June 2019.

Source: Pamlico County records, as of August 21, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 6023, HIGH POINT, NC 27262-6023
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM BUREAU BANK
Jun 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Deed Document Number	0000649305
Deed Book / Page	649 / 305
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Recording Date	Aug 27, 2026
Property Address	47 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599
Document Number	0761000733
Book / Page	761 / 733
Instrument Date	Aug 25, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 UPPER NECK RD, BAYBORO, NC 28515

Mortgage

Document Number	0761000733,
Date	Aug 27, 2026
Book Page	761/733

Lender

Name	FARM BUREAU BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Jun 5, 2019
Property Address	47 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599
Document Number	649/305
Book / Page	649 / 305
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6023, HIGH POINT, NC 27262-6023

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$802.00	$122,443 Land $73,021 Building $49,422	$122,443 Land $73,021 Building $49,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Spinnaker Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	218 units insured incl. 51 condo units
Nearby Flood Claims	130 (1999–2025)
Claims Outside the SFHA	50 of 130
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 74 claims Hurricane Irene, Aug 2011 · 32 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Spinnaker Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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