Kershaw County property record for 58 Saughtree Ln W, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4,372 sqft · built 2016 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,000 (Jun 2023) |
| Tax Bill | $2,300 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-125-SKB |
| Primary APN | 358-00-00-125-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,372 sqft Gross Area |
| Gross Area | 3,468 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Account Number | 2345 |
|---|---|
| Old Parcel Number | 358-00-00-125 SKB |
| Street Address | 58 SAUGHTREE LN W |
| City | ELGIN |
| State | SC |
| Zip | 29045-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 2-C LOT 125 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 125 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
58 Saughtree Ln W is owned and occupied by an individual who bought it in June 2023.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 58 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 4, 2019 | Warranty Deed, Transfer · VA Mortgage GUILD MTG |
| Aug 4, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on File |
| Deed Sale | Jun 8, 2023 · Amount on File |
| Deed Document Number | 2023-4866 |
| Deed Book / Page | 4959 / 139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 8, 2023 |
| Property Address | 58 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0020234866 |
| Book / Page | 4959 / 139 |
| Map Reference | MB C 187 PG 2 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023-4866 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,019.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 WACTOR DR, SANTEE, SC 29142-9182 |
| Document Number | 0020234867 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023-4867 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 4, 2019 |
| Property Address | 58 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0000009779 |
| Book / Page | 004134 / 000255 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 9779 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 58 SAUGHTREE LN W ELGIN SC 290458398, ELGIN, SC 29045-8398 |
| Document Number | 9780 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 004134/000259 |
| Instrument | 9780 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 4, 2017 |
| Property Address | 58 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0000006288 |
| Book / Page | 003732 / 000203 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 6288 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $969.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 58 SAUGHTREE LN W ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 6289 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 003732/000207 |
| Instrument | 6289 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2025 property tax bill for 58 Saughtree Ln W was $2,300.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 | $393,000 Land $55,000 Building $338,000 | $393,000 |
| 2023 | $1,951.00 (+4.56%) | $393,000 (+20.81%) Land $55,000 Building $338,000 | $393,000 (+20.81%) |
| 2022 | $1,866.00 | $325,300 Land $40,000 Building $285,300 | $325,300 Land $40,000 Building $285,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58 Saughtree Ln W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58 Saughtree Ln W is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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