Middlesex County and Reading Town property record for 61 Roma Ln, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 6,767 sqft · built 1997 |
| Lot Size | 0.547 acres (23,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Nov 2022) |
| Tax Bill | $19,943 (2026) |
| Deeds & Mortgages | Mar 2025 Refinance Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:050.0-0000-0034.0 |
| Primary APN | READ M:050.0-0000-0034.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 6,767 sqft Living Area |
| Gross Area | 11,696 sqft |
| Basement Area | 2,305 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,840 sqft (0.547 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2220000000170 |
|---|---|
| Street Address | 61 ROMA LN |
| City | READING |
| State | MA |
| Zip | 01867-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 334300 |
61 Roma Ln is owned and occupied by two individuals who bought it in November 2022.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 ROMA LN, READING, MA 01867-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Nov 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK |
| Dec 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2018 | Quit Claim Deed, Transfer WELLS FARGO BK |
| Feb 2, 2018 | Quit Claim Deed, Mortgage EVERETT CO-OP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Sep 27, 2018 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001973757 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 1973757 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 15, 2022 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0001927017 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 1927017 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0001927018 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 1927018 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Type Change Date | Dec 1, 2029 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 1, 2021 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0001900651 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 1900651 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 27, 2018 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0000098308 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 98308 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,244.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 ROMA LN READING MA 018671074, READING, MA 01867-1074 |
| Document Number | 98309 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 98309 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 2, 2018 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0000081214 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 81214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 ROMA LN READING MA 018671074, READING, MA 01867-1074 |
| Document Number | 81215 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 81215 |
| Name | EVERETT CO-OP BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 1, 2019 |
The 2026 property tax bill for 61 Roma Ln was $19,943, up 0.8% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,943.00 (+0.85%) | $1,819,600 (+4.8%) Land $601,100 Building $1,218,500 | $2,039,063 (+9.18%) |
| 2025 | $19,775.00 (-0.43%) | $1,736,200 (+2.45%) Land $573,500 Building $1,162,700 | $1,867,700 (+4.3%) |
| 2024 | $19,861.00 (+6.02%) | $1,694,600 (+13.88%) Land $559,800 Building $1,134,800 | $1,790,750 |
| 2023 | $18,734.00 | $1,488,000 Land $486,400 Building $1,001,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Roma Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Roma Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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