Middlesex County and Reading Town property record for 61 Roma Ln, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 6,767 sqft · built 1997 |
| Lot Size | 0.547 acres (23,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Nov 2022) |
| Tax Bill | $19,943 (2026) |
| Deeds & Mortgages | Mar 2025 Refinance Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:050.0-0000-0034.0 |
| Primary APN | READ M:050.0-0000-0034.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 6,767 sqft Living Area |
| Gross Area | 11,696 sqft |
| Basement Area | 2,305 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,840 sqft (0.547 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2220000000170 |
|---|---|
| Street Address | 61 ROMA LN |
| City | READING |
| State | MA |
| Zip | 01867-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 ROMA LN, READING, MA 01867-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Nov 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK |
| Dec 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2018 | Quit Claim Deed, Transfer WELLS FARGO BK |
| Feb 2, 2018 | Quit Claim Deed, Mortgage EVERETT CO-OP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Sep 27, 2018 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001973757 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 1973757 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 15, 2022 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0001927017 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 1927017 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0001927018 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 1927018 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Type Change Date | Dec 1, 2029 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 1, 2021 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0001900651 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 1900651 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 27, 2018 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0000098308 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 98308 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,244.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 ROMA LN READING MA 018671074, READING, MA 01867-1074 |
| Document Number | 98309 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 98309 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 2, 2018 |
| Property Address | 61 ROMA LN, READING, MA 01867-1074 |
| Document Number | 0000081214 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 81214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 ROMA LN READING MA 018671074, READING, MA 01867-1074 |
| Document Number | 81215 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 81215 |
| Name | EVERETT CO-OP BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 1, 2019 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,943.00 (+0.85%) | $1,819,600 (+4.8%) Land $601,100 Building $1,218,500 | $2,039,063 (+9.18%) |
| 2025 | $19,775.00 (-0.43%) | $1,736,200 (+2.45%) Land $573,500 Building $1,162,700 | $1,867,700 (+4.3%) |
| 2024 | $19,861.00 (+6.02%) | $1,694,600 (+13.88%) Land $559,800 Building $1,134,800 | $1,790,750 |
| 2023 | $18,734.00 | $1,488,000 Land $486,400 Building $1,001,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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