47 Roma Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 47 Roma Ln, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 5,662 sqft · built 1995
Lot Size0.527 acres (22,969 sqft)
OwnerIndividual Name on Record
Last Sale$1,220,000 (Apr 2021)
Tax Bill$16,896 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:050.0-0000-0032.0

Property Details

APN / Parcel Number

Primary APNREAD M:050.0-0000-0032.0
Alternative APNs
  • M:050.0=0000=0032.0
  • 2220000000150
  • 2220000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area5,662 sqft Living Area
Gross Area7,662 sqft
Basement Area2,580 sqft
Unfinished Basement1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area22,969 sqft (0.527 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2220000000150
Street Address47 ROMA LN
CityREADING
StateMA
Zip01867-1074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3002
Census Tract334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address47 ROMA LN, READING, MA 01867-1074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK
Sep 6, 2018Deed of Trust, Mortgage · Line of Credit
EASTERN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2021 · Amount on Record
Deed SaleApr 9, 2021 · Amount on Record
Deed Document Number20211876265
Record UpdatedOct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateApr 9, 2021
Property Address47 ROMA LN, READING, MA 01867-1074
Document Number1876265
Instrument DateApr 9, 2021
Instrument1876265
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 ROMA LN, READING, MA 01867-1074

Mortgage

Document Number1876266
DateApr 9, 2021
Instrument1876266
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address47 ROMA LN, READING, MA 01867-1074
Document Number0000002648
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address47 ROMA LN READING MA 018671074, READING, MA 01867-1074

Mortgage

Document Number0000002648
DateNov 30, 2018
Instrument2648
Lender
NameEASTERN BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,896.00 (+0.84%)$1,541,600 (+4.8%) Land $597,400 Building $944,200$1,704,454 (+5.09%)
2025$16,755.00 (-0.42%)$1,471,000 (+2.47%) Land $570,000 Building $901,000$1,621,840 (+4.77%)
2024$16,825.00 (+7.13%)$1,435,600 (+15.09%) Land $556,300 Building $879,300$1,547,930
2023$15,705.00$1,247,400 Land $483,400 Building $764,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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