61 N County Line Rd E, Spencer, IN 47460 Property Records

Owen County property record for 61 N County Line Rd E, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,784 sqft · built 1979
Lot Size	1.24 acres (54,189 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-24-400-640.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-24-400-640.000-027`
Alternative APN	`00001031593`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
1st Floor Area	2,784 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	54,189 sqft (1.24 acres)
Terrain	High
Garage Type	Mixed
Garage Area	1,192 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001031593
Street Address	61 N COUNTY LINE RD E
City	SPENCER
State	IN
Zip	47460-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 SE S24 T10 R3 1.2436A
Legal Range	3
Legal Township	10
Legal Section	24
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023
Deed Sale	Feb 8, 2023
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2023232077
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	61 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225363
Date	Jun 23, 2021
Instrument	225363

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Feb 8, 2023
Property Address	61 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Document Number	0000232077
Instrument Date	Jan 31, 2023
Instrument	232077
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 N COUNTY LINE RD E, SPENCER, IN 47460-7407

Mortgage

Document Number	0000232078
Date	Feb 8, 2023
Instrument	232078

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Oct 2, 2019
Property Address	61 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Document Number	217930
Instrument Date	Sep 26, 2019
Instrument	217930
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 N COUNTY LINE RD E, SPENCER, IN 47460-7407

Mortgage

Document Number	217931
Date	Oct 2, 2019
Instrument	217931

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00 (-5.89%) Homeowner's exemption	$439,900 (+19.47%) Land $44,600 Building $395,300	$439,900 (+19.47%) Land $44,600 Building $395,300
2024	$3,177.00 (-11.53%)
2023	$3,591.00 (+3.79%)	$368,200 Land $37,200 Building $331,000	$368,200 Land $37,200 Building $331,000
2022	$3,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000
Smithville Communications Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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