57 N County Line Rd E, Spencer, IN 47460 Property Records

Owen County property record for 57 N County Line Rd E, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,538 sqft · built 1970
Lot Size	0.826 acres (35,981 sqft)
Owner	Individual Name on Record
Last Sale	$280,300 (Mar 2022)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-24-400-650.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-24-400-650.000-027`
Alternative APN	`00001031535`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Construction Type	Stone
Roof Material	Asphalt
Lot Area	35,981 sqft (0.826 acres)
Terrain	High
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001031535
Street Address	57 N COUNTY LINE RD E
City	SPENCER
State	IN
Zip	47460-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN S 1/2 SE S24 T10 R3 .8264A
Legal Range	3
Legal Township	10
Legal Section	24
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	955800

Owner

Source: Owen County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIR WAY LENDING LLC
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2022228451
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Mar 8, 2022
Property Address	57 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Document Number	0000228451
Instrument Date	Mar 1, 2022
Instrument	228451
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 N COUNTY LINE RD E, SPENCER, IN 47460-7407

Mortgage

Document Number	0000228452
Date	Mar 8, 2022
Instrument	228452

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jul 31, 2019
Property Address	57 N COUNTY LINE RD E, SPENCER, IN 47460-7407
Document Number	0000217202
Instrument Date	Jul 29, 2019
Instrument	217202
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 N COUNTY LINE RD E, SPENCER, IN 47460-7407

Mortgage

Document Number	0000217203
Date	Jul 31, 2019
Instrument	217203

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+6.15%) Homeowner's exemption	$246,200 (+30.82%) Land $28,500 Building $217,700	$246,200 (+30.82%) Land $28,500 Building $217,700
2024	$1,381.00 (+1.99%)
2023	$1,354.00 (+2.65%)	$188,200 Land $23,800 Building $164,400	$188,200 Land $23,800 Building $164,400
2022	$1,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000
Smithville Communications Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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