61 Kirby Ave, Warwick, RI 02889 Property Records

Warwick City property record for 61 Kirby Ave, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,124 sqft · built 1970
Lot Size0.919 acres (40,014 sqft)
OwnerTrust Name on Record
Tax Bill$9,690 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2023 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN38203260000

Property Details

APN / Parcel Number

Primary APN38203260000
Alternative APNs
  • WARW M:382 B:0326 L:0000
  • 100079933

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,124 sqft Living Area
Gross Area7,194 sqft
1st Floor Area3,124 sqft
Basement Area2,584 sqft
Unfinished Basement2,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,014 sqft (0.919 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number100079933
Street Address61 KIRBY AVE
CityWARWICK
StateRI
Zip02889-6714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Block326
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2008
Census Tract21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address61 KIRBY AVE, WARWICK, RI 02889-6714
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Feb 16, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Apr 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Feb 22, 2018Trustee's Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateMay 14, 2026
Property Address61 KIRBY AVE, WARWICK, RI 02889-6714
Document Number00010892-1
Book / Page10892 / 1
Instrument DateMay 9, 2026
Instrument20265385
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 KIRBY AVE, WARWICK, RI 02889-6714

Mortgage

Document Number0000005385,
DateMay 14, 2026
Book Page10892/1
Instrument20265385
Lender
NameCITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address61 KIRBY AVE, WARWICK, RI 02889-6714
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010283-218
DateFeb 16, 2023
Book Page10283/218
Instrument1522
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueMar 1, 2047

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address61 KIRBY AVE, WARWICK, RI 02889-6714
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010127-27
DateApr 27, 2022
Book Page10127/27
Instrument6253
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWARWICK RI
Recording DateFeb 22, 2018
Property Address61 KIRBY AVE, WARWICK, RI 02889-6714
Document Number9003-188
Book / Page009003 / 000188
Instrument DateDec 20, 2017
Instrument2426
Transaction TypeTransfer
Record UpdatedMar 13, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address61 KIRBY AVE WARWICK RI 028896714, WARWICK, RI 02889-6714

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,690.00 (-7.85%)$763,000 (+2.96%) Land $164,900 Building $598,100
2024$847,780
2023$10,516.00 (+6.95%)$741,100 (+41.16%) Land $148,300 Building $592,800
2022$9,833.00$525,000 Land $81,600 Building $443,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1978–2023)
Claims Outside the SFHA7 of 12
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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