Warwick City property record for 54 Kirby Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 3.5 ba · 3,715 sqft · built 1900 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Aug 2019) |
| Tax Bill | $9,449 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38203040000 |
| Primary APN | 38203040000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,715 sqft Living Area |
| Gross Area | 6,939 sqft |
| 1st Floor Area | 1,737 sqft |
| Attic | Attic |
| Attic Area | 1,116 sqft |
| Basement Area | 1,737 sqft |
| Unfinished Basement | 1,737 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 107448 |
|---|---|
| Street Address | 54 KIRBY AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Block | 304 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21600 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 KIRBY AVE, WARWICK, RI 02889-6715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Aug 23, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2000 · Amount on Record |
| Deed Document Number | 201911626 |
| Deed Book / Page | 9335 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 54 KIRBY AVE, WARWICK, RI 02889-6715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9702-22 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 9702/22 |
| Instrument | 20452 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 23, 2019 |
| Property Address | 54 KIRBY AVE, WARWICK, RI 02889-6715 |
| Document Number | 9335-178 |
| Book / Page | 9335 / 178 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 11626 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 KIRBY AVE, WARWICK, RI 02889-6715 |
| Document Number | 11627 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 11627 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,449.00 (+4.52%) | $744,000 (+16.78%) Land $170,200 Building $573,800 | |
| 2024 | $862,600 | ||
| 2023 | $9,040.00 (+6.29%) | $637,100 (+40.3%) Land $153,100 Building $484,000 | |
| 2022 | $8,505.00 | $454,100 Land $82,800 Building $371,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1978–2023) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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