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61 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 61 Kettle Harbor Dr, Placida, FL 33946 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,237 sqft Living Area
Lot Size10,626 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$1,450,000 (2021)
Tax Bill$18,168.00 (2024)

Property Details

APN / Parcel Number

Primary APN412033182002
Alternative APNs
  • 00883570082005
  • 10004660175

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,237 sqft Living Area
Gross Area4,269 sqft Gross Area
Upper Floors660 sqft Upper Floors
Stories3 Stories
Primary FlooringVinyl/Resilient Flooring
FireplaceFireplace
Fireplaces1 Fireplaces
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area10,626 sqft (0.244 acres)
Depth X Width138 ft x 77 ft Depth x Width
Driveway1 Driveway
Driveway Area1,280 sqft Driveway

Exterior Amenities

Pool Area364 sqft Pool
Patio Area1,609 sqft Patio
Porch Area3,109 sqft Porch
Loading Platform/Dock160 sqft Loading Platform/Dock

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number00883570082005
Street Address61 KETTLE HARBOR DR
CityPLACIDA
StateFL
Zip33946
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPALM ISLAND ESTS UN-4 BLK E LT 102 586/577 1025/350 1413/1213 4375/930 4634/2036 4871/972
Legal Range20E
Legal Township41S
Legal Section33
Legal SubdivisionPALM ISLAND ESTS UN-4
Legal TractPIE
Legal BlockE
Legal Lot Number102
JurisdictionCHARLOTTE FL
Minor Civil DivisionGROVE CITY-ROTONDA
Census Blockgroup2
Census Block2031
Census Tract30402

Owner

Source: Charlotte County records · APN 412033182002

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21760 W WASHINGTON ST, GRAYSLAKE, IL 60030-1037
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Nov 05, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Nov 02, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2021 · Amount on Record
Deed SaleNov 05, 2021 · Amount on Record
Prior SaleSep 22, 2020 · Amount on Record
Deed Doc Number20213018832
Deed Book / Page4871 / 972
Prior Transfer DateNov 02, 2018
Prior Transfer Doc0043750930
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address61 KETTLE HARBOR DR, PLACIDA, FL 33946
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 KETTE HARBOR DRIVE, PLACIDA, FL 33946

Mortgage

Document Number0050301800
DateAug 08, 2022
Book Page5030/1800
Instrument3137069
Lender
NameFIRST HORIZON BANK
TypeBank
AddressBRADENTON, FL 34208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 12, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 05, 2021
Property Address61 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number0048710972
Book / Page4871 / 972
Map ReferenceMB 4 PG 13
Instrument DateOct 29, 2021
Instrument3018832
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$10,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address61 KETTLE HARBOR DR, 61, PLACIDA, FL 33946

Transferred To (Grantee/Buyer)

NameVerified Name
Address21760 W WASHINGTON ST, GRAYSLAKE, IL 60030-1037

Mortgage

Document Number4871974
DateNov 05, 2021
Instrument4871/974
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 22, 2020
Property Address61 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number0046342036
Book / Page4634 / 2036
Map ReferenceMB 4 PG 13
Instrument DateSep 21, 2020
Instrument2854078
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,860.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address61 KETTLE HARBOR DR, 61, PLACIDA, FL 33946

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 KETTLE HARBOR DR, PLACIDA, FL 33946

Mortgage

Document Number0046342038
DateSep 22, 2020
Instrument4634/2038
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateOct 01, 2025
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate10.2%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateNov 02, 2018
Property Address61 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number0043750930
Book / Page004375 / 000930
Instrument DateNov 02, 2018
Instrument2658496
Transaction TypeTransfer
Record UpdatedNov 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address61 KETTLE HARBOR DR PLACIDA FL 33946, PLACIDA, FL 33946

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,651.00 (-13.85%) Homeowner's exemption$987,602 (-2.93%) Land $242,689 Building $744,913$987,602 (+21.69%) Land $242,689 Building $744,913
2024$18,168.00 (+0.03%)
2023$18,163.00 (+3.38%) Homeowner's exemption$1,017,384 (+3%)$811,561 (-17.84%) Land $285,516 Building $526,045
2022$17,569.00 Homeowner's exemption$987,751 Land $201,566 Building $786,185$987,751 Land $201,566 Building $786,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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