61 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 61 E 5th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,834 sqft · built 1900
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on File
Last Sale$106,500 (May 2022)
Tax Bill$2,100 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.48-02-47

Property Details

APN / Parcel Number

Primary APN351200 128.48-02-47
Alternative APNs
  • 120012804800020470000000
  • 2528

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,834 sqft Living Area
1st Floor Area967 sqft
2nd Floor Area567 sqft
Upper Floors Area300 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2528
Street Address61 E 5TH ST
CityOSWEGO
StateNY
Zip13126-2242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block2
Legal Lot Number47.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3005
Census Tract21605

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Square Historic District
listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address61 E 5TH ST, OSWEGO, NY 13126-2242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Oct 18, 2019Grant Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2022 · Amount on Record
Deed SaleMay 23, 2022 · Amount on Record
Prior SaleOct 18, 2019 · Amount on Record
Deed Document Number20225406
Prior Transfer DateMay 15, 2013
Prior Transfer Doc0000004719
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMay 23, 2022
Property Address61 E 5TH ST, OSWEGO, NY 13126-2242
Document Number0000005406
Instrument DateMay 10, 2022
InstrumentR-2022-005406
Transaction TypeTransfer
Record UpdatedJun 9, 2022
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$426.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address61 E 5TH ST, 61, OSWEGO, NY 13126-2242

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 JOHN ST APT 3, 3, OSWEGO, NY 13126-1467

Mortgage

Document Number0000005407
DateMay 23, 2022
InstrumentR-2022-005407
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term385 Months
DueJun 1, 2054

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateOct 18, 2019
Property Address61 E 5TH ST, OSWEGO, NY 13126-2242
Document Number0000009392
Instrument DateOct 10, 2019
Instrument9392
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 E 5TH ST OSWEGO NY 131262242, OSWEGO, NY 13126-2242

Mortgage

Document Number9393
DateOct 18, 2019
Instrument9393
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueOct 17, 2034

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,100.00$112,000 (+31.76%) Land $14,000 Building $98,000$112,000 (+9.36%) Land $14,000 Building $98,000
2023$85,000 Land $7,400 Building $77,600$102,410 Land $8,916 Building $93,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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