Oswego County and Oswego City property record for 51 E 5th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,731 sqft · built 1900 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Feb 2024) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-02-51 |
| Primary APN | 351200 128.48-02-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,731 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 621 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 165 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1141 |
|---|---|
| Street Address | 51 E 5TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 2 |
| Legal Lot Number | 51.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records · APN 351200 128.48-02-51
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 E 5TH ST, OSWEGO, NY 13126-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOME HEADQUARTERS INC |
| Feb 26, 2019 | Warranty Deed, Transfer FULTON SAVINGS BANK |
| Feb 27, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2024 · Amount on Record |
| Deed Sale | Feb 01, 2024 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 2024906 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 01, 2024 |
| Property Address | 51 E 5TH ST, OSWEGO, NY 13126-2242 |
| Document Number | 0000000906 |
| Instrument Date | Jan 27, 2023 |
| Instrument | R-2024-000906 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 N MCNEIL ST, BURGAW, NC 28425-5167 |
| Name | Verified Name |
|---|---|
| Address | 51 E 5TH ST, OSWEGO, NY 13126-2242 |
| Document Number | 0000000908 |
|---|---|
| Date | Feb 01, 2024 |
| Instrument | R-2024-000908 |
| Name | HOME HEADQUARTERS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000000907 |
|---|---|
| Date | Feb 01, 2024 |
| Instrument | R-2024-000907 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 26, 2019 |
| Property Address | 51 E 5TH ST, OSWEGO, NY 13126-2242 |
| Document Number | 0000001615 |
| Instrument Date | Feb 15, 2019 |
| Instrument | R-2019-001615 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 E 5TH ST, 51, OSWEGO, NY 13126-2242 |
| Name | Verified Name |
|---|---|
| Address | 75 OCONNOR RD, OSWEGO, NY 13126-5850 |
| Document Number | 0000001616 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | R-2019-001616 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 27, 2018 |
| Property Address | 51 E 5TH ST, OSWEGO, NY 13126-2242 |
| Document Number | 0000001874 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 1874 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 E 5TH ST OSWEGO NY 131262242, OSWEGO, NY 13126-2242 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,643.00 | $141,000 (+143.1%) Land $14,000 Building $127,000 | $141,000 (+101.77%) Land $14,000 Building $127,000 |
| 2023 | $58,000 Land $7,400 Building $50,600 | $69,880 Land $8,916 Building $60,964 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 644 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OSWEGO CITY serves 29,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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