61 Cole St, Chepachet, RI 02814 Property Records

Lincoln Town property record for 61 Cole St, Chepachet, RI 02814

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,151 sqft · built 2018
Lot Size2.72 acres (118,527 sqft)
Owner2 Individual Names on File
Tax Bill$9,175 (2025)
Deeds & MortgagesJul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN2-0192-51

Property Details

APN / Parcel Number

Primary APN2-0192-51
Alternative APN
  • GLOC M:013 B:169

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,151 sqft Living Area
Gross Area4,320 sqft
1st Floor Area1,059 sqft
AtticAttic
Attic Area528 sqft
Basement Area916 sqft
Unfinished Basement916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area118,527 sqft (2.72 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2-0192-51
Street Address61 COLE ST
CityCHEPACHET
StateRI
Zip02814-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code80
Legal Block169
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group1
Census Block1009
Census Tract13101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal
listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

61 Cole St is owned and occupied by two individuals.

Source: Lincoln Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address61 COLE ST, CHEPACHET, RI 02814-4438
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address61 COLE ST, CHEPACHET, RI 02814-4438
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number831-126
DateJul 27, 2020
Book Page831/126
Instrument44003
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 61 Cole St was $9,175.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,175.00$643,400 Land $181,900 Building $461,500$653,073
2023$9,168.00 (+10.63%)$643,400 (+45.11%) Land $181,900 Building $461,500
2022$8,287.00$443,400 Land $130,500 Building $312,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Cole St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1983–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Cole St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole St

Nearby Streets

Search Property Records by Address or Parcel Number