35 Cole St, Chepachet, RI 02814 Property Records

Glocester Town property record for 35 Cole St, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 2016
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Aug 2019)
Tax Bill	$8,192 (2025)
Deeds & Mortgages	Feb 2019 Refinance Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-0080-77`

Property Details

APN / Parcel Number

Primary APN	`3-0080-77`
Alternative APN	`GLOC M:013 B:172`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,764 sqft
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	151,153 sqft (3.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-0080-77
Street Address	35 COLE ST
City	CHEPACHET
State	RI
Zip	02814-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	80
Legal Block	172
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1009
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 COLE ST, CHEPACHET, RI 02814-4438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU
Aug 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jul 31, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	201941527
Deed Book / Page	800 / 257
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	35 COLE ST, CHEPACHET, RI 02814-4438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	788-342
Date	Feb 12, 2019
Book Page	788/342
Instrument	40416

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2024

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	35 COLE ST, CHEPACHET, RI 02814-4438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	839-224
Date	Oct 5, 2020
Book Page	839/224
Instrument	44670

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Aug 16, 2019
Property Address	35 COLE ST, CHEPACHET, RI 02814-4438
Document Number	800-257
Book / Page	800 / 257
Instrument Date	Aug 16, 2019
Instrument	41527
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COLE ST, CHEPACHET, RI 02814-4438

Mortgage

Document Number	41528
Date	Aug 16, 2019
Instrument	41528

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	35 COLE ST, CHEPACHET, RI 02814-4438
Document Number	748-88
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 COLE ST CHEPACHET RI 028144438, CHEPACHET, RI 02814-4438

Mortgage

Document Number	748-88
Date	Aug 4, 2017
Book Page	000748/000088
Instrument	36673

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,192.00 (+0.06%)	$574,500 (-) Land $152,400 Building $422,100	$661,700
2023	$8,187.00 (+18.81%)	$574,500 (+55.82%) Land $152,400 Building $422,100
2022	$6,891.00	$368,700 Land $96,500 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

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