61 Christopher Ter, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 61 Christopher Ter, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,402 sqft · built 1986
Lot Size	0.463 acres (20,156 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2023)
Tax Bill	$6,982 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`543-00003-IP-001`

Property Details

APN / Parcel Number

Primary APN	`543-00003-IP-001`
Alternative APN	`WSPR M:00543 B:00003 L:000IP`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	4,829 sqft
Basement Area	1,468 sqft
Unfinished Basement	1,468 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,156 sqft (0.463 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	543-00003-IP-001
Street Address	61 CHRISTOPHER TER
City	WEST SPRINGFIELD
State	MA
Zip	01089-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Subdivision	CHRISTOPHER TERRACE
Legal Block	3
Legal Lot Number	IP
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	4
Census Block	4002
Census Tract	812202

Owner

61 Christopher Ter is owned and occupied by an individual who bought it in May 2023.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	61 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BLUE WATER MORTGAGE CORPORATION
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 10, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Nov 15, 2017	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Jul 6, 2012 · Amount on File
Deed Book / Page	25011 / 501
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 19, 2023
Property Address	61 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4521
Document Number	025011-501
Book / Page	25011 / 501
Instrument Date	May 19, 2023
Instrument	22831
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 KINGSLEY AVE, NORTHAMPTON, MA 01060-3902

Mortgage

Document Number	0000022832
Date	May 19, 2023
Instrument	22832

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	61 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22519-293
Date	Jan 11, 2019
Book Page	22519/293
Instrument	1928

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Dec 10, 2019
Property Address	61 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4521
Document Number	22992-160
Book / Page	22992 / 160
Instrument Date	Dec 6, 2019
Instrument	72735
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4521

Mortgage

Document Number	22992-162
Date	Dec 10, 2019
Book Page	22992/162
Instrument	72736

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	61 CHRISTOPHER TER, WEST SPRINGFIELD, MA 01089-4521
Document Number	21951-488
Book / Page	021951 / 000488
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21951-488
Date	Nov 20, 2017
Book Page	021951/000488
Instrument	68588

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 61 Christopher Ter was $6,982, up 2.6% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,982.00 (+2.6%)	$498,000 (+8.83%) Land $151,200 Building $346,800	$454,636 (-11.93%)
2025	$6,805.00 (+7.4%)	$457,600 (+6.97%) Land $139,700 Building $317,900	$516,230
2024	$6,336.00 (+8.92%)	$427,800 (+14.29%) Land $139,700 Building $288,100
2023	$5,817.00	$374,300 Land $154,800 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Christopher Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Christopher Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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