61 Adams Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 61 Adams Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,519 sqft · built 1972
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,000 (Mar 2002)
Tax Bill	$14,064 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-6 000041`

Property Details

APN / Parcel Number

Primary APN	`R-6 000041`
Alternative APNs	`STOW M:000R-6 P:041` `M:000R=6 P:041`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,519 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	1,402 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-6 000041
Street Address	61 ADAMS DR
City	STOW
State	MA
Zip	01775-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	HARVARD ACRES SEC 02
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3002
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 ADAMS DR, STOW, MA 01775-1088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2002 · Amount on Record
Deed Sale	Mar 28, 2002 · Amount on Record
Prior Sale	Aug 12, 1996 · Amount on Record
Deed Document Number	2002921
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	May 26, 2026
Property Address	61 ADAMS DR, STOW, MA 01775-1088
Document Number	085639-417
Book / Page	85639 / 417
Instrument Date	May 15, 2026
Instrument	202660122
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 ADAMS DR, STOW, MA 01775-1088

Mortgage

Document Number	0000060122,
Date	May 26, 2026
Book Page	85639/417
Instrument	202660122

Lender

Name	MIDDLESEX SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	61 ADAMS DR, STOW, MA 01775-1088
Document Number	72969-549
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	61 ADAMS DR STOW MA 017751088, STOW, MA 01775-1088

Mortgage

Document Number	72969-549
Date	Jul 23, 2019
Book Page	072969/000549
Instrument	105105

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,064.00 (+2.69%)	$787,000 (+0.1%) Land $392,600 Building $394,400	$868,266 (+5.38%)
2025	$13,696.00 (-0.96%)	$786,200 (-3.52%) Land $339,900 Building $446,300	$823,935
2024	$13,829.00 (+8.47%)	$814,900 (+15.88%) Land $373,700 Building $441,200
2023	$12,749.00	$703,200 Land $334,100 Building $369,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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