6098 Blue Stone Cir, Frederick, MD 21702 Property Records

Frederick County property record for 6098 Blue Stone Cir, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1958
Lot Size	0.22 acres (9,590 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2025)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-423254`

Property Details

APN / Parcel Number

Primary APN	`21-423254`
Alternative APN	`423254`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,645 sqft
1st Floor Area	925 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,590 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	423254
Street Address	6098 BLUE STONE CIR
City	FREDERICK
State	MD
Zip	21702-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT #82, 120 X 135 6098 BLUE STONE CIRCLE WHITE ROCK
Legal Subdivision	WHITE ROCK
Legal Lot Number	82
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6098 BLUE STONE CIR, FREDERICK, MD 21702-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 6, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Apr 8, 2005
Deed Book / Page	17608 / 469
Prior Transfer Date	Oct 29, 2025
Prior Transfer Doc	0176080469
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 19, 2025
Property Address	6098 BLUE STONE CIR, FREDERICK, MD 21702-2071
Document Number	0176080469
Book / Page	17608 / 469
Map Reference	MB 3 FO 136
Instrument Date	Oct 29, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6098 BLUE STONE CIR, FREDERICK, MD 21702-2071

Mortgage

Document Number	0017608477
Date	Nov 19, 2025
Instrument	17608/477

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 6, 2025
Property Address	6098 BLUE STONE CIR, FREDERICK, MD 21702-2071
Document Number	0175450112
Book / Page	17545 / 112
Map Reference	MB 3 PG 136
Instrument Date	Jun 9, 2025
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9623 HAMBURG RD, FREDERICK, MD 21702-2373

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,700 (+8%) Land $110,000 Building $117,700	$227,700 (-) Land $110,000 Building $117,700
2025	$2,664.00 (+9.36%)	$210,833 (+19.05%)	$227,700 (+28.57%) Land $110,000 Building $117,700
2024	$2,436.00 (+12.62%)
2023	$2,163.00	$177,100 Land $93,000 Building $84,100	$177,100 Land $93,000 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE ROCK serves 256 people · EPA ID MD0100026
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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