6092 Blue Stone Cir, Frederick, MD 21702 Property Records

Frederick County property record for 6092 Blue Stone Cir, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1981
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-407623`

Property Details

APN / Parcel Number

Primary APN	`21-407623`
Alternative APN	`407623`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	154 ft deep x 60 ft wide
Deck Area	248 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	407623
Street Address	6092 BLUE STONE CIR
City	FREDERICK
State	MD
Zip	21702-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 85 SECT II 60X154 WHITE ROCK
Legal Subdivision	WHITE ROCK
Legal Lot Number	85
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6092 BLUE STONE CIR, FREDERICK, MD 21702-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Feb 4, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6092 BLUE STONE CIR, FREDERICK, MD 21702-2071
Document Number	0141940322
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	PREMIUM TITLE AND ESCROW, PREMIUM TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6092 BLUE STONE CIR FREDERICK MD 217022071, FREDERICK, MD 21702-2071

Mortgage

Document Number	0141940322
Date	Oct 22, 2020
Book Page	014194/000322

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6092 BLUE STONE CIR, FREDERICK, MD 21702-2071
Document Number	0116640488
Book / Page	011664 / 000488
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6092 BLUE STONE CIR FREDERICK MD 217022071, FREDERICK, MD 21702-2071

Mortgage

Document Number	0116640488
Date	Feb 10, 2017
Book Page	011664/000488

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,500 (+26.47%) Land $112,700 Building $144,800	$257,500 (+26.47%) Land $112,700 Building $144,800
2025	$1,453.00 (-40.13%)
2023	$2,427.00 Homeowner's exemption	$203,600 Land $96,100 Building $107,500	$203,600 Land $96,100 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE ROCK serves 256 people · EPA ID MD0100026
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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