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6097 Prospect St, Newfane, NY 14108 Property Records

Niagara County and Newfane Town property record for 6097 Prospect St, Newfane, NY 14108

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,840 sqft · built 1966
Lot Size0.292 acres (12,725 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (May 2022)
Tax Bill$6,484 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292800 38.16-2-31

Property Details

APN / Parcel Number

Primary APN292800 38.16-2-31
Alternative APN
  • 28000380160002031000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,840 sqft Living Area
1st Floor Area728 sqft
2nd Floor Area1,112 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,725 sqft (0.292 acres)
Lot Dimensions148 ft deep x 85.8 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area324 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6097 PROSPECT ST
CityNEWFANE
StateNY
Zip14108-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEWFANE 512937
Legal Block2
Legal Lot Number31.000
JurisdictionNIAGARA NY
Township / Civil DivisionNEWFANE
Census Block Group4
Census Block4013
Census Tract24201

Owner

6097 Prospect St is owned and occupied by an individual who bought it in May 2022.

Source: Niagara County and Newfane Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address6097 PROSPECT ST, NEWFANE, NY 14108-1310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on File
Deed SaleMay 11, 2022 · Amount on File
Prior SaleOct 10, 2013 · Amount on File
Deed Document Number20228796
Prior Transfer DateFeb 3, 2005
Prior Transfer Doc3306000643
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateMay 11, 2022
Property Address6097 PROSPECT ST, NEWFANE, NY 14108-1310
Document Number0000008796
Map ReferenceMB 10 PG 116
Instrument DateMay 2, 2022
Instrument2022-08796
Transaction TypeTransfer
Record UpdatedJun 14, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 82, NEWFANE, NY 14108-0082

Transferred To (Grantee/Buyer)

NameVerified Name
Address2354 MURDOCK RD, LYNDONVILLE, NY 14098-9779

Mortgage

Document Number0000008797
DateMay 11, 2022
Instrument2022-08797
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 6097 Prospect St was $6,484, up 3.9% from the year before.

Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionNewfane Town
Unified School DistrictNewfane Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,484.00 (+3.94%)
2025$6,238.00$130,700 Land $10,000 Building $120,700$304,000 Land $23,259 Building $280,741
2023$130,700 Land $10,000 Building $120,700$251,300 Land $19,227 Building $232,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6097 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6097 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWFANE TOWN WDS
serves 9,304 people · EPA ID NY3100573
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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