6097 Mountain Way Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 6097 Mountain Way Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (May 2023)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5220-1513-0210`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5220-1513-0210`
Alternative APNs	`00721188` `721188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	1,032 sqft
Deck Area	120 sqft
Patio Area	392 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00721188
Street Address	6097 MOUNTAIN WAY AVE
City	SPRING HILL
State	FL
Zip	34608-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 22 BLK 1513 LOT 21 ORB 756 PG 1428
Legal Range	17E
Legal Township	23S
Legal Section	01
Legal Subdivision	SPRING HILL UNIT 22
Legal Block	1513
Legal Lot Number	21
Legal Unit	22
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3029
Census Tract	41201

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6097 MOUNTAIN WAY AVE, SPRING HILL, FL 34608-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2022	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	2023026879
Deed Book / Page	4294 / 506
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 5, 2023
Property Address	6097 MOUNTAIN WAY AVE, SPRING HILL, FL 34608-1144
Document Number	0042940506
Book / Page	4294 / 506
Map Reference	MB 10 PG 31-43
Instrument Date	Apr 21, 2023
Instrument	2023026879
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,051.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5327 COMMERCIAL WAY, SPRING HILL, FL 34606-1448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6097 MOUNTAIN WAY AVE, SPRING HILL, FL 34608-1144

Mortgage

Document Number	0042940508
Date	May 5, 2023
Book Page	4294/508
Instrument	2023026880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 14, 2022
Property Address	6097 MOUNTAIN WAY AVE, SPRING HILL, FL 34608-1144
Document Number	0042300825
Book / Page	4230 / 825
Map Reference	MB 10 PG 31-43
Instrument Date	Oct 11, 2022
Instrument	2022075576
Transaction Type	Construction Loan
Record Updated	Nov 8, 2022
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 N COLLEGE ROW APT 261, 100, BREVARD, NC 28712-4883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5327 COMMERCIAL WAY UNIT A102, A102, SPRING HILL, FL 34606-1499

Mortgage

Document Number	0004230827
Date	Oct 14, 2022
Instrument	4230/827

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (-18.15%) Additional exemption filed	$239,426 (+4.24%) Land $31,277 Building $208,149	$239,426 (+4.24%) Land $31,277 Building $208,149
2023		$229,696 (+394.03%) Land $42,206 Building $187,490
2022	$3,488.00 Homeowner's exemption	$46,494	$229,696 Land $26,465 Building $203,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Tillman Global Holdings, Verizon.

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