6090 Fleming Rd, Atwater, CA 95301 Property Records

Merced County property record for 6090 Fleming Rd, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1976
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Nov 2018)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-400-070-000`

Property Details

APN / Parcel Number

Primary APN	`056-400-070-000`
Alternative APN	`056-400-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	3,849 sqft
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	68,389 sqft
Garage Type	Attached
Garage Area	2,116 sqft
Parking Spaces	2 Parking Spaces
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	056-400-070
Street Address	6090 FLEMING RD
City	ATWATER
State	CA
Zip	95301-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL 1 PM 81-51 SEC 12/7/12
Legal Range	12E
Legal Township	7S
Legal Section	12
Legal Subdivision	WILLIAM J COANE
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1022
Census Tract	702

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6090 FLEMING RD, ATWATER, CA 95301-9534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Dec 24, 2015 · Amount on Record
Deed Document Number	201838372
Prior Transfer Date	Mar 5, 2015
Prior Transfer Doc	0000045371
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jul 13, 2026
Property Address	6090 FLEMING RD, ATWATER, CA 95301-9534
Document Number	0000018672
Instrument Date	Jul 7, 2026
Instrument	202618672
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 FLEMING RD, ATWATER, CA 95301-9534

Mortgage

Document Number	0000018672,
Date	Jul 13, 2026
Instrument	202618672

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6090 FLEMING RD, ATWATER, CA 95301-9534
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 FLEMING RD, ATWATER, CA 95301-9534

Mortgage

Document Number	0000008082
Date	Apr 11, 2024
Instrument	2024008082

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6090 FLEMING RD, ATWATER, CA 95301-9534
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 FLEMING RD, ATWATER, CA 95301-9534

Mortgage

Document Number	0000007483
Date	Feb 18, 2021
Instrument	2021007483

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6090 FLEMING RD, ATWATER, CA 95301-9534
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001620
Date	Jan 13, 2021
Instrument	2021001620

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2018
Property Address	6090 FLEMING RD, ATWATER, CA 95301-9534
Document Number	0000038372
Map Reference	MB 81 PG 50&51
Instrument Date	Nov 1, 2018
Instrument	2018038372
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6090 FLEMING RD, ATWATER, CA 95301-9534

Mortgage

Document Number	0000038373
Date	Nov 30, 2018
Instrument	2018038373

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,883 (+2%) Land $130,848 Building $347,035
2025	$4,858.00 (+4.11%) Homeowner's exemption	$468,514 (+4.04%) Land $128,283 Building $340,231
2023	$4,666.00 (+1.32%) Homeowner's exemption	$450,322 Land $123,302 Building $327,020
2022	$4,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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