Monroe County property record for 609 Willow Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.24 acres (10,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jul 2022) |
| Tax Bill | $3,761 (2024) |
| Deeds & Mortgages | May 2026 Transfer Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-303-004-000 |
| Primary APN | 07-25-303-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,636 sqft (0.24 acres) |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 663 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 609 WILLOW LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 28 SUNSET ACRES 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | SUNSET ACRES |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-303-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6604 MARTINI RD, WATERLOO, IL 62298-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jul 01, 2022 | Deed, Transfer · Conventional Mortgage DIETERICH BANK |
| Jul 01, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | Jul 01, 2022 · Amount on Record |
| Deed Document Number | 2022425009 |
| Last Transfer Date | May 02, 2026 |
| Transfer Doc | 0000442411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 05, 2026 |
| Property Address | 609 WILLOW LN, WATERLOO, IL 62298-1824 |
| Document Number | 0000442411 |
| Instrument Date | May 02, 2026 |
| Instrument | 2026442411 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6604 MARTINI RD, WATERLOO, IL 62298-2408 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 01, 2022 |
| Property Address | 609 WILLOW LN, WATERLOO, IL 62298-1824 |
| Document Number | 0000425009 |
| Map Reference | MB C PG 25 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 425009 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 PARK ST, 513, WATERLOO, IL 62298-1360 |
| Name | Verified Name |
|---|---|
| Address | 6604 MARTINI RD, WATERLOO, IL 62298-2408 |
| Document Number | 0000425010 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 425010 |
| Name | DIETERICH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 01, 2022 |
| Property Address | 609 WILLOW LN, WATERLOO, IL 62298-1824 |
| Document Number | 0000425008 |
| Map Reference | MB 87 PG 15 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 425008 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 PARK ST, 513, WATERLOO, IL 62298-1360 |
| Name | Verified Name |
|---|---|
| Address | 6604 MARTINI RD, WATERLOO, IL 62298-2408 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,460 (+4.18%) Land $16,620 Building $55,840 | $217,380 (+4.18%) Land $49,860 Building $167,520 | |
| 2024 | $3,761.00 | $69,555 (+27.55%) Land $16,275 Building $53,280 | $208,665 (+27.55%) Land $48,825 Building $159,840 |
| 2022 | Homeowner's exemption Additional exemption filed | $54,530 Land $15,300 Building $39,230 | $163,590 Land $45,900 Building $117,690 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1993) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 315 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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