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705 Willow Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 705 Willow Ln, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 988 sqft · built 1966
Lot Size0.22 acres (9,692 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Dec 2022)
Tax Bill$3,138 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-302-013-000

Property Details

APN / Parcel Number

Primary APN07-25-302-013-000
Alternative APN
  • 07251330200600 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area9,692 sqft (0.22 acres)
Garage Area338 sqft
DrivewayAsphalt Driveway
Driveway Area243 sqft
Patio Area330 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address705 WILLOW LN
CityWATERLOO
StateIL
Zip62298-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART LOTS 24 & 25 SUNSET ACRES 1ST ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionSUNSET ACRES
Legal Lot Number24,25
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3001
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-302-013-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 WILLOW LN, WATERLOO, IL 62298-1811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2022 · Amount on Record
Deed SaleDec 05, 2022 · Amount on Record
Deed Document Number2022427186
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateDec 05, 2022
Property Address705 WILLOW LN, WATERLOO, IL 62298-1811
Document Number0000427186
Map ReferenceMB C PG 25
Instrument DateDec 02, 2022
Instrument427186
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 WILLOW LN, WATERLOO, IL 62298-1811

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 WILLOW LN, WATERLOO, IL 62298-1811

Mortgage

Document Number0000427187
DateDec 05, 2022
Instrument427187
Lender
NameBUENA VISTA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeFixed Rate
Rate6.88%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$61,380 (+31.24%) Land $16,410 Building $44,970$184,140 (+31.24%) Land $49,230 Building $134,910
2024$3,138.00
2022Additional exemption filed$46,770 Land $15,150 Building $31,620$140,310 Land $45,450 Building $94,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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