Stanislaus County property record for 609 Waddell Way, Modesto, CA 95357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,597 sqft · built 1992 |
| Lot Size | 0.141 acres (6,140 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,846 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-010-001-000 |
| Primary APN | 079-010-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,597 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 6,140 sqft (0.141 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 609 WADDELL WAY |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95357-1479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRY CREEK MEADOWS NO. 5, BLK 2956, LOT 24 |
| Legal Subdivision | DRY CRK MDWS 05 |
| Legal Block | 2956 |
| Legal Lot Number | 24 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2006 |
609 Waddell Way is owned and occupied by an individual who acquired it in February 2020.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 WADDELL WAY, MODESTO, CA 95357-1479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 27, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 |
| Deed Sale | Feb 27, 2020 |
| Prior Sale | May 30, 2014 · Amount on File |
| Deed Document Number | 202013396 |
| Prior Transfer Date | Feb 21, 2020 |
| Prior Transfer Doc | 0000013396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 609 WADDELL WAY, MODESTO, CA 95357-1479 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 609 WADDELL WAY, MODESTO, CA 95357-1479 |
| Document Number | 0000110314 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-0110314 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 284 Months |
| Due | Aug 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 609 WADDELL WAY, MODESTO, CA 95357-1479 |
| Document Number | 0000013396 |
| Map Reference | MB 33 PG 71 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020-0013396 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 609 WADDELL WAY, MODESTO, CA 95357-1479 |
| Document Number | 0000013397 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0013397 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Jul 1, 2044 |
The 2026 property tax bill for 609 Waddell Way was $2,846 with a homeowner's exemption, up 1.7% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,846.00 (+1.68%) Homeowner's exemption | $268,819 (+2%) Land $87,520 Building $181,299 |
| 2025 | $2,799.00 Homeowner's exemption | $263,549 Land $85,804 Building $177,745 |
| 2023 | $3,275.00 (+9.64%) Homeowner's exemption | $253,317 Land $82,473 Building $170,844 |
| 2022 | $2,987.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 609 Waddell Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 609 Waddell Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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