609 W Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 609 W Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1961
Lot Size	0.34 acres (14,976 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Aug 2026)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Aug 2026 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-295`

Property Details

APN / Parcel Number

Primary APN	`09263-001-295`
Alternative APNs	`092968915190` `98011`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	952 sqft Heated Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Lot Area	14,976 sqft (0.34 acres)

Location & Zoning

Account Number	98011
Old Parcel Number	09263001295
Street Address	609 W MAIN ST
City	JEFFERSON
State	NC
Zip	28640-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26-28 '11 .02 A TO 09263-001-854 (DB 417/374)
Legal Subdivision	R C MILLER SUBDIVISION
Legal Lot Number	26-28
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2015
Census Tract	970502

Owner

609 W Main St is owned by a company that bought it in August 2026.

Source: Ashe County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	217 RASH RD, TODD, NC 28684-9317
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2021	Warranty Deed, Transfer
Jan 20, 2021	Warranty Deed, Transfer
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	20263765
Deed Book / Page	587 / 2247
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	00534/1452
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 12, 2026
Property Address	609 W MAIN ST, JEFFERSON, NC 28640-9740
Document Number	0000003765
Book / Page	587 / 2247
Instrument Date	Aug 11, 2026
Instrument	20263765
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$40,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	217 RASH RD, TODD, NC 28684-9317

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	609 W MAIN ST, JEFFERSON, NC 28640-9740
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/103
Date	Oct 1, 2021
Book Page	533/103
Instrument	5894

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 8, 2021
Property Address	609 W MAIN ST, JEFFERSON, NC 28640-9740
Document Number	000524/794
Book / Page	524 / 794
Map Reference	MB 1 PG 56
Instrument Date	Mar 5, 2021
Instrument	1338
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 ASHE CENTRAL SCHOOL RD, JEFFERSON, NC 28640-9106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 WOODHAVEN DR, NEW HILL, NC 27562-9092

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jan 20, 2021
Property Address	609 W MAIN ST, JEFFERSON, NC 28640-9740
Document Number	000522/893
Book / Page	522 / 893
Map Reference	MB 1 PG 56
Instrument Date	Jan 15, 2021
Instrument	351
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 HARLEY BOYS HOLLAR, CRUMPLER, NC 28617-9588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 ASHE CENTRAL SCHOOL RD, JEFFERSON, NC 28640-9106

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Nov 5, 2021
Property Address	609 W MAIN ST, JEFFERSON, NC 28640-9740
Document Number	00534/1452
Book / Page	534 / 1452
Map Reference	MB 5 PG 99
Instrument Date	Jan 15, 2021
Instrument	6667
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 CEDAR COVE LN, FLEETWOOD, NC 28626-8703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006668
Date	Nov 5, 2021
Instrument	6668

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 609 W Main St was $1,138, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (+5.66%)	$139,900 (-) Land $30,000 Building $109,900	$139,900 (-) Land $30,000 Building $109,900
2025	$1,077.00	$139,900 Land $30,000 Building $109,900	$139,900 Land $30,000 Building $109,900
2023	$1,028.00 (+15.25%)	$139,900 (+75.31%) Land $30,000 Building $109,900	$139,900 (+75.31%) Land $30,000 Building $109,900
2022	$892.00	$79,800 Land $15,000 Building $64,800	$79,800 Land $15,000 Building $64,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 609 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 W Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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