511 W Main St, Jefferson, NC 28640 Property Records

Ashe County property record for 511 W Main St, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1959
Lot Size	0.65 acres (28,296 sqft)
Owner	Individual Name on Record
Tax Bill	$1,924 (2026)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09263-001-297`

Property Details

APN / Parcel Number

Primary APN	`09263-001-297`
Alternative APNs	`092968918028` `109539`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,760 sqft Heated Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Lot Area	28,296 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	109539
Old Parcel Number	09263001297
Street Address	511 W MAIN ST
City	JEFFERSON
State	NC
Zip	28640-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15-22 FROM THOMAS L BULLETT '10 .07 A TO 0926
Legal Lot Number	15-22
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2015
Census Tract	970502

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 W MAIN ST, JEFFERSON, NC 28640-9791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	511 W MAIN ST, JEFFERSON, NC 28640-9791
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000501/942
Date	Jun 4, 2019
Book Page	501/942
Instrument	2397

Lender

Name	PBRE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	265 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,924.00 (+5.71%)	$236,400 (-) Land $40,000 Building $196,400	$236,400 (-) Land $40,000 Building $196,400
2025	$1,820.00 (+4.78%)	$236,400 (-) Land $40,000 Building $196,400	$236,400 (-) Land $40,000 Building $196,400
2023	$1,737.00 (+16.97%)	$236,400 (+64.62%) Land $40,000 Building $196,400	$236,400 (+64.62%) Land $40,000 Building $196,400
2022	$1,485.00	$143,600 Land $25,000 Building $118,600	$143,600 Land $25,000 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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