609 W Insert Rd, Deer Park, WA 99006 Property Records

Spokane County property record for 609 W Insert Rd, Deer Park, WA 99006

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 1997
Lot Size	10.1 acres (441,698 sqft)
Owner	Individual Name on Record
Last Sale	$313 (Aug 2025)
Tax Bill	$3,120 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39064.9081`

Property Details

APN / Parcel Number

Primary APN	`39064.9081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	441,698 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	609 W INSERT RD
City	DEER PARK
State	WA
Zip	99006-7142
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RCV
Legal Description	06-29-43 SW1/4 OF NW1/4 OF SE1/4 [SR EX EXEMPT = 1AC + MH + GARAGE] [SR EX TAXABLE = 9.14AC + OUTBLDGS]
Legal Range	43
Legal Township	29
Legal Section	06
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2000
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	609 W INSERT RD, DEER PARK, WA 99006-7142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	20257437904
Prior Transfer Date	Aug 25, 2025
Prior Transfer Doc	0007437904
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	609 W INSERT RD, DEER PARK, WA 99006-7142
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 W INSERT RD, DEER PARK, WA 99006-7142

Mortgage

Document Number	0007132390
Date	Sep 30, 2021
Instrument	7132390

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	609 W INSERT RD, DEER PARK, WA 99006-7142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006823340
Date	Jul 18, 2019
Instrument	6823340

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	609 W INSERT RD, DEER PARK, WA 99006-7142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006991621
Date	Nov 6, 2020
Instrument	6991621

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	609 W INSERT RD, DEER PARK, WA 99006-7142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007010700
Date	Dec 21, 2020
Instrument	7010700

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	DEER PARK, WA 99006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	609 W INSERT RD, DEER PARK, WA 99006-7142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007004765
Date	Dec 7, 2020
Instrument	7004765

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,120.00 (+7.73%)	$382,500 (-2.27%) Land $147,700 Building $234,800	$382,500 (-2.27%) Land $147,700 Building $234,800
2025	$2,896.00 (+6.16%)	$391,400 (+12.27%) Land $147,700 Building $243,700	$391,400 (+12.27%) Land $147,700 Building $243,700
2024		$348,620 (+33.56%) Land $93,420 Building $255,200	$348,620 (+33.56%) Land $93,420 Building $255,200
2023	$2,728.00 (+11.35%)	$261,020 Land $65,420 Building $195,600	$261,020 Land $65,420 Building $195,600
2022	$2,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Most Recent Claim	Mar 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 43% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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