484 W Insert Rd, Deer Park, WA 99006 Property Records

Spokane County property record for 484 W Insert Rd, Deer Park, WA 99006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,555 sqft · built 2023
Lot Size	16.7 acres (730,066 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2021)
Tax Bill	$4,604 (2026)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39061.9081`

Property Details

APN / Parcel Number

Primary APN	`39061.9081`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,555 sqft Living Area
1st Floor Area	2,000 sqft
2nd Floor Area	555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	730,066 sqft
Patio Area	750 sqft
Canopy	750 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	484 W INSERT RD
City	DEER PARK
State	WA
Zip	99006-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	06-29-43 SW1/4 OF NE1/4 SEC 6 EXC W1/2 OF W1/2 & EXC E400FT & EXC W135FT OF E535FT OF S330FT
Legal Block	2
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2000
Census Tract	10304

Owner

484 W Insert Rd is owned by an individual who bought it in March 2021.

Source: Spokane County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	38717 N HATCH RD, DEER PARK, WA 99006-9151
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer SPOKANE COUNTY TITLE COMPANY
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GLOBAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Deed Document Number	20217051102
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 23, 2021
Property Address	484 W INSERT RD, DEER PARK, WA 99006-7168
Document Number	0007051146
Instrument Date	Mar 19, 2021
Instrument	7051146
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38717 N HATCH RD, DEER PARK, WA 99006-9151

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 23, 2021
Property Address	484 W INSERT RD, DEER PARK, WA 99006-7168
Document Number	0007051102
Instrument Date	Mar 19, 2021
Instrument	7051102
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38717 N HATCH RD, DEER PARK, WA 99006-9151

Mortgage

Document Number	0007051103
Date	Mar 23, 2021
Instrument	7051103

Lender

Name	GLOBAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 484 W Insert Rd was $4,604, up 21.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,604.00 (+21.16%)	$566,400 (+332.23%) Land $180,800 Building $385,600	$566,400 (+332.23%) Land $180,800 Building $385,600
2025	$3,800.00 (+268.22%)	$131,040 (-3.6%) Land $131,040	$131,040 (-3.6%) Land $131,040
2024	$1,032.00 (-4.97%)	$135,940 (+22.62%) Land $135,940	$135,940 (+22.62%) Land $135,940
2023	$1,086.00 (+2.26%)	$110,860 Land $110,860	$110,860 Land $110,860
2022	$1,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 484 W Insert Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Most Recent Claim	Mar 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 484 W Insert Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 43% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

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