Lake County property record for 609 Smith Ave, Lake Bluff, IL 60044 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,052 sqft · built 1974 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2016) |
| Tax Bill | $5,405 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-401-011 |
| Primary APN | 12-18-401-011 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 432 sqft |
| Unfinished Basement | 144 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 609 SMITH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLE GROVE (EX W 53.03 FT) LOT 3 |
| Legal Subdivision | BELLE GROVE |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County records · APN 12-18-401-011
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Prior Sale | Nov 05, 2013 · Amount on Record |
| Deed Document Number | 20167310267 |
| Prior Transfer Date | Jul 23, 2004 |
| Prior Transfer Doc | 0005631664 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 609 SMITH AVE, LAKE BLUFF, IL 60044-1718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0007726848 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 7726848 |
| Name | SOLUTIONS FINANCIAL MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 01, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,099 (+35.11%) Land $20,395 Building $90,704 | $333,330 (+35.11%) Land $61,191 Building $272,139 | |
| 2024 | $5,405.00 (+11.05%) | ||
| 2023 | $4,867.00 (+2.05%) | $82,229 (+6.98%) Land $15,095 Building $67,134 | $246,712 (+6.98%) Land $45,290 Building $201,422 |
| 2022 | $4,769.00 | $76,867 Land $14,110 Building $62,757 | $230,624 Land $42,334 Building $188,290 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978632022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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