Lake County property record for 608 Smith Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,440 sqft · built 1974 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2022) |
| Tax Bill | $5,516 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-402-016 |
| Primary APN | 12-18-402-016 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,795 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 608 SMITH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLE GROVE SUB; PT LT 15 LYG WLY OF LN 54.94 E OF NW COR & 55.11 E OF SW COR LOT 15 |
| Legal Subdivision | BELLE GROVE SUB |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 608 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 26, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 1, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 25, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Feb 1, 2019 · Amount on Record |
| Deed Document Number | 20227934994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 26, 2022 |
| Property Address | 608 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Document Number | 0007934994 |
| Map Reference | DOC 1627065 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 7934994 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 608 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 608 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007591576 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 7591576 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | 78098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 1, 2019 |
| Property Address | 608 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Document Number | 0007540589 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 7540589 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 N DRYDEN PL APT 1B, 1B, ARLINGTON HEIGHTS, IL 60004-6351 |
| Document Number | 0007540590 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 7540590 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 25, 2018 |
| Property Address | 608 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Document Number | 0007486381 |
| Instrument Date | May 16, 2018 |
| Instrument | 7486381 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 24737 WEST PALM BEACH FL 334164737, WEST PALM BEACH, FL 33416-4737 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 (-0.31%) | $103,519 (+35.11%) Land $20,395 Building $83,124 | $310,588 (+35.11%) Land $61,191 Building $249,397 |
| 2024 | $5,533.00 (+12.48%) | ||
| 2023 | $4,919.00 (+1.99%) | $76,619 (+6.98%) Land $15,095 Building $61,524 | $229,880 (+6.98%) Land $45,290 Building $184,590 |
| 2022 | $4,823.00 | $71,622 Land $14,110 Building $57,512 | $214,887 Land $42,334 Building $172,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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