609 Shaker Dr, Richmond, KY 40475 Property Records

Madison County property record for 609 Shaker Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	2 Individual Names on Record
Last Sale	$282,000 (May 2026)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0120`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0120`
Alternative APNs	`113224` `76337` `42427`

Location & Zoning

Account Number	42427
Street Address	609 SHAKER DR
City	RICHMOND
State	KY
Zip	40475-7652
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 120 PH 2
Legal Subdivision	MAGNOLIA POINTE SUBDIVISION
Legal Phase	2
Legal Lot Number	120
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 CARDINAL RD, 2, RUSSELL, KY 41169
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer · FHA Mortgage STONE MORTGAGE CORPORATION
May 13, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Oct 15, 2019	Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Document Number	202614347986
Deed Book / Page	882 / 589
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 13, 2026
Property Address	609 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	0014347986
Book / Page	882 / 589
Instrument Date	May 8, 2026
Instrument	2026.14347986
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,482.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0014347990,
Date	May 13, 2026
Instrument	2026.14347990

Lender

Name	STONE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 13, 2020
Property Address	609 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	D00787/670
Book / Page	D00787 / 670
Map Reference	CAB 28 SL 314
Instrument Date	May 11, 2020
Instrument	2014011861
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SHAKER DR, RICHMOND, KY 40475-7652

Mortgage

Document Number	2014011862
Date	May 13, 2020
Instrument	2014011862

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 15, 2019
Property Address	609 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	D00780/001
Book / Page	D00780 / 001
Map Reference	CAB 28 SL 314
Instrument Date	Oct 14, 2019
Instrument	2014000694
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Mortgage

Document Number	2014000695
Date	Oct 15, 2019
Instrument	2014000695

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (+11.52%)	$227,000 (+14.7%)	$227,000 (+14.7%)
2023	$1,919.00 (-0.31%)	$197,900 (-)	$197,900 (-)
2022	$1,925.00	$197,900	$197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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